Head Of Credit Risk Management (VP/SVP/EVP/SEVP)

Job Description

Title: Head Of Credit Risk Management (VP/SVP/EVP/SEVP)

Company Name: A renowned first generation private Commercial Bank

Vacancy: Not specific

Job Location: Anywhere in Bangladesh

Employment Status: Full-time

Educational Requirements:
∎ Master's Degree preferably in Business discipline from any reputed Public/Private/Foreign University with good academic track record having no Third Class/ Division/ Equivalent GPA/CGPA in the educational records.

Experience Requirements:
∎ At least 16 year(s)

Job Responsibilities:
∎ Develop and implement credit policies and procedures to maintain healthy assets of the bank.
∎ Supervise, monitor and administer activities of credit risk department.
∎ Implement of Credit Risk Policy approved by the Board of Directors.
∎ Monitoring credit risk and ensure compliance with limits approved by the board.
∎ Analysis of all type of credit proposals i.e new, renewal, restructuring, enhancement etc received from branches and place before the credit committee with recommendation in line with the credit policy of the bank.
∎ Ensure that the credit proposal has been duly analyzed as well as recommended by the branch in conformity with the Credit policy, guidelines and credit norms of t Bank, Bangladesh Bank.
∎ Ensure that all necessary rules, regulations & circulars have been complied while processing any proposal.
∎ Making recommendations to the board, for its approval, clear policies on standards for presentation of credit proposals, financial covenants, rating standards etc.
∎ Ensure that recommendation falls under the purview of bank’s lending cap, industry cap, industry preference, liquidity preference, tenure preference and other considerable factors to ensure mobilizing of quality assets.
∎ Build and maintain close cross-functional working relationships across the business to ensure that Risk Management Principles are understood and incorporated into plans and ensure effective credit risk management process.
∎ Monitoring and controlling the nature and compositions of the Bank’s Credit portfolio with a view to identify problematic accounts that require remedial action and that appropriate action is recommended to the Chief Risk Officer (CRO).
∎ Managing total credit risk management and administration, which encompasses credit risk assessment, approval process and supervising the credit team at Head Office Level.
∎ Develop and monitor the Credit Reporting & Monitoring framework which meets the requirements of various external & internal stakeholders.
∎ Ensure timely and accurate delivery of Credit Risk reports.
∎ Update the Bank's lending guidelines/credit policies as and when required and place it to the
∎ Monitor credit portfolio of different branches of the region and work closely with branch managers for reduction of classified loans and recovery of written off loans and advances.
∎ Compile and send different statements to Bangladesh Bank & Head Office.
∎ Attend in the different meetings and seminars arranged by BB, HO and any regulatory bodies.
∎ Any other responsibilities as and when required by the management.

Additional Requirements:
∎ At least 16 (Sixteen) years of experience in commercial bank out of which 03 (three) years as Head of CRM in a scheduled commercial Bank.
∎ Additional job requirements:
∎ Strong leadership ability.
∎ Strategic state of mind.
∎ Outstanding ability to lead and manage.
∎ Continually drive effective results.
∎ Communicate effectively at all levels.

Job Source: Bdjobs.com Online Job Posting.

Application Deadline: 30 Apr 2022

Company Information:
∎ 3 Apr 2022
∎ A renowned first generation private Commercial Bank

Category: Bank/Non-Bank Fin. Institution

: Interested candidates who meet requirements of the positions are encouraged to apply on line by April 30th 2022 at www.bdjobs.com