Credit Risk Analyst

Job Description

Title: Credit Risk Analyst

Company Name: Citizens Bank PLC

Vacancy: Not specific

Job Location: Dhaka

Employment Status: Full-time

Educational Requirements:
∎ Post-Graduation having no 3rd class/division in academic career

Experience Requirements:
∎ At least 3 year(s)

Job Responsibilities:
∎ Analytical ability with proper risk perception on different areas of Bank's financing.
∎ Reviewing of credit proposals to figure out the acceptability in terms of Bank's risk appetite and credit policy.
∎ Identification of associated risks of the business and measures of mitigation.
∎ Quantitative analysis with respect to evaluation of financial statements and ability of forecasting of business growth.
∎ Ability of proper structuring of credit facility in match with the borrower's financial capacity/cash flows.
∎ Maintain updated records of loan applications along with list of approvals and declines.
∎ Monitoring of repayment performance of the borrowers.
∎ Preparation and timely submission of all kinds of related statements to Bangladesh Bank and other regulatory authorities as required.
∎ Well conversant with the Bank's policy and financial products and constant updating on product features, procedures and processes.
∎ Ensure all service level agreements are being met consistently without fail.
∎ Ensure delivery of decisions within the shortest possible time frame.
∎ Perform additional duties as and when assigned by the Management.

Additional Requirements:
∎ Age at most 40 years
∎ Knowledge on Corporate, Trade and Client Relationship.
∎ Sound computer literacy.
∎ Ability to work under pressure and in any branch of the Bank.
∎ Good communication and presentation skills both in Bangla and English.

Salary: Negotiable

Job Source: Online Job Posting.

Application Deadline: 20 Apr 2021

Company Information:
∎ 28 Mar 2021
∎ Citizens Bank PLC

Category: Bank/Non-Bank Fin. Institution