Credit In-Charge/ Credit Officer

Job Description

Title: Credit In-Charge/ Credit Officer

Company Name: Citizens Bank PLC

Vacancy: --

Age: 28 to 40 years

Job Location: Anywhere in Bangladesh

Salary: Negotiable

Experience:

• At least 3 years
• The applicants should have experience in the following business area(s): Banks

• Master of Business Administration (MBA)
• Masters

Eithout having 3rd class/division in any examination.

• At least 3 years
• The applicants should have experience in the following business area(s): Banks

• Age 28 to 40 years

• Capable to provide quality customer service.

• Knowledge on Corporate, Trade and Client Relationship.

• Sound computer literacy.

• Ability to work under pressure and in any branch of the Bank.

• Good communication and presentation skills both in Bangla and English.

Citizens Bank PLC a new generation commercial bank with a vision to be the one of the best financial institutions of the country having a diverse array of carefully tailored customer friendly products and financial services in the Bank which unites our people and results in continuous growth in every aspect of Bank's Operations. We are looking for smart and competent candidates who are capable of taking chalinges to be part of winning team.

Job Level : Officer-SEO

Key Responsibilities

• Illustrate high levels of customer orientation and professionalism in day to day conduct consistently.
• Analytical ability with proper risk perception on different areas of Bank’s financing.
• Reviewing of credit proposals to figure out the acceptability in terms of Bank’s risk appetite and credit policy.
• Identification of associated risks of the business and measures of mitigation.
• Quantitative analysis with respect to evaluation of financial statements and ability of forecasting of business growth.
• Ability of proper structuring of credit facility in match with the borrower’s financial capacity/cash flows.
• Maintain updated records of loan applications.
• Monitoring of repayment performance of the borrowers.
• Preparation and timely submission of all kinds of related statement to the concerned authorities.
• Well conversant with the Bank’s policy and financial products and constant updating on product features, procedures and processes.
• Promote Bank’s products by providing consistent, accurate and transparent information to customers.
• Ensure all service level agreements are being met consistently without fail.
• Ensure adherence to cut-off times and deadlines.
• Perform additional duties as and when assigned by the Management.

Job Type: Permanent

As per the Bank`s policy