Credit Analyst Auto & Personal Loan

Job Description

Title: Credit Analyst Auto & Personal Loan

Company Name: IPDC Finance PLC

Vacancy: 01

Location: Dhaka

Salary: Negotiable

Experience:
∎ 1 to 4 years
∎ The applicants should have experience in the following business area(s):Banks

Published: 15 Apr 2025

Education:
∎ Bachelor/Honors

Requirements:

Responsibilities & Context:
∎ Initial assessment of Loan proposals as per credit policy & regulatory guidelines.
∎ Identify credit risk of Loan proposals, devise mitigation measures and ensure desired level of service delivery.
∎ Visit new and existing clients to assess the credit worthiness, operational and financial performance of individual businesses as and when required and prepare visit reports.
∎ Keep timely communication with different channels about shortage of documents in case of both processing & sanction of files.
∎ Ensure smooth service by reducing credit file processing time.
∎ Initial assessment of Loan proposals as per credit policy & regulatory guidelines.
∎ Identify credit risk of Loan proposals, devise mitigation measures and ensure desired level of service delivery.
∎ Visit new and existing clients to assess the credit worthiness, operational and financial performance of individual businesses as and when required and prepare visit reports.
∎ Keep timely communication with different channels about shortage of documents in case of both processing & sanction of files.
∎ Ensure smooth service by reducing credit file processing time.

Skills & Expertise:

Compensation & Other Benefits:
∎ Weekly 2 holidays, Provident fund, Gratuity, Insurance
∎ Festival Bonus: 2

Workplace:
∎ Work at office

Employment Status: Full Time

Job Location: Dhaka

Job Highlights:
∎ The position is responsible to identify, analyze and manage the areas of potential risk associated with credit proposal and expedite the credit process by making proposal to higher authority.

Company Information:
∎ IPDC Finance PLC
∎ Hosna Center (4th Floor), 106 Gulshan Avenue, Dhaka - 1212
∎ IPDC Finance Ltd. is the first private sector financial institution of Bangladesh established in 1981. IPDC is credited with being the most innovative financial institution of the country partnering in many landmark projects as well as introducing many financial products which were first of its kind in the country. Today, IPDC is a diversified financial institution catering to Corporate, SMEs and Retail market segments.

Address::
∎ Hosna Center (4th Floor), 106 Gulshan Avenue, Dhaka - 1212
∎ IPDC Finance Ltd. is the first private sector financial institution of Bangladesh established in 1981. IPDC is credited with being the most innovative financial institution of the country partnering in many landmark projects as well as introducing many financial products which were first of its kind in the country. Today, IPDC is a diversified financial institution catering to Corporate, SMEs and Retail market segments.

Read Before Apply: Please apply only who are fulfilling all the requirements of this job

Application Deadline: 27 Apr 2025

Category: Bank/Non-Bank Fin. Institution

Interested By University

University Percentage (%)
National University 12.34%
University of Dhaka 7.05%
North South University 3.37%
Jagannath University 3.33%
Jahangirnagar University 2.86%
University of Chittagong 1.96%
East West University 1.45%
University of Rajshahi 1.45%
Bangladesh University of Professionals 1.45%
American International University Bangladesh (AIUB) 1.28%

Interested By Age Range

Age Range Percentage (%)
20-30 60.29%
31-35 29.42%
36-40 7.43%
40+ 2.43%

Interested By Salary Range

Salary Range Percentage (%)
0-20K 6.71%
20K-30K 34.99%
30K-40K 24.73%
40K-50K 15.16%
50K+ 18.41%

Interested By Experience Range

Experience Range Percentage (%)
0 years (Freshers) 17.55%
0.1 - 1 years 12.00%
1.1 - 3 years 26.13%
3.1 - 5 years 17.04%
5+ years 27.28%

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