Title: Credit Analyst-Affordable Home Loan
Company Name: IPDC Finance PLC
Vacancy: 01
Age: Na
Job Location: Cumilla
Salary: Negotiable
Experience:
Review and carryout credit risk assessment of all proposals with different types of analysis (Bank statement, work order, Income statement, previous loan repayment behavior etc.) for auto loan independently and objectively and provide opinion.
Visit customer and their business locations to verify financial strength as and when required.
Interpret, analyze and assess loan Applicant’s credit data and financial information to determine the degree of risk involved in financing.
Liaison and coordinate with other stakeholders i.e., RM, Operation department, Legal & another related Department.
Ensure compliance with internal policies, procedure and external regulatory requirements.
Valuation of the properties to be financed under AHL Scheme.
| University | Percentage (%) |
|---|---|
| National University | 16.41% |
| University of Dhaka | 4.71% |
| Jagannath University | 3.38% |
| University of Chittagong | 2.55% |
| North South University | 1.96% |
| Jahangirnagar University | 1.92% |
| Bangladesh University of Professionals | 1.77% |
| University of Rajshahi | 1.61% |
| Rajshahi University | 1.06% |
| East West University | 1.02% |
| Age Range | Percentage (%) |
|---|---|
| 20-30 | 52.53% |
| 31-35 | 33.77% |
| 36-40 | 9.27% |
| 40+ | 4.04% |
| Salary Range | Percentage (%) |
|---|---|
| 0-20K | 4.40% |
| 20K-30K | 29.60% |
| 30K-40K | 28.82% |
| 40K-50K | 16.02% |
| 50K+ | 21.16% |
| Experience Range | Percentage (%) |
|---|---|
| 0 years (Freshers) | 15.27% |
| 0.1 - 1 years | 10.09% |
| 1.1 - 3 years | 24.22% |
| 3.1 - 5 years | 17.86% |
| 5+ years | 32.55% |