Credit Analyst-Affordable Home Loan

Job Description

Title: Credit Analyst-Affordable Home Loan

Company Name: IPDC Finance PLC

Vacancy: 01

Location: Jashore

Salary: Negotiable

Experience:
∎ At most 3 years
∎ The applicants should have experience in the following business area(s):Banks
∎ Freshers are also encouraged to apply.

Published: 30 Jun 2025

Education:
∎ Bachelor of Business Administration (BBA)

Requirements:

Responsibilities & Context:
∎ Review and carryout credit risk assessment of all proposals with different types of analysis (Bank statement, work order, Income statement, previous loan repayment behavior etc.) for auto loan independently and objectively and provide opinion.
∎ Visit customer and their business locations to verify financial strength as and when required.
∎ Interpret, analyze and assess loan Applicant’s credit data and financial information to determine the degree of risk involved in financing.
∎ Liaison and coordinate with other stakeholders i.e., RM,  Operation department, Legal & another related Department.
∎ Ensure compliance with internal policies, procedure and external regulatory requirements.
∎ Valuation of the properties to be financed under AHL Scheme.
∎ Review and carryout credit risk assessment of all proposals with different types of analysis (Bank statement, work order, Income statement, previous loan repayment behavior etc.) for auto loan independently and objectively and provide opinion.
∎ Visit customer and their business locations to verify financial strength as and when required.
∎ Interpret, analyze and assess loan Applicant’s credit data and financial information to determine the degree of risk involved in financing.
∎ Liaison and coordinate with other stakeholders i.e., RM,  Operation department, Legal & another related Department.
∎ Ensure compliance with internal policies, procedure and external regulatory requirements.
∎ Valuation of the properties to be financed under AHL Scheme.

Skills & Expertise:

Workplace:
∎ Work at office

Employment Status: Full Time

Job Location: Jashore

Job Highlights:
∎ Identifying and analyzing credit data and financial information of borrower that applies for loans and to determine & mitigate the risk as well as prepare Credit Memo with the findings to help decision making. Subsequently review of files for AHL.

Company Information:
∎ IPDC Finance PLC
∎ Hosna Center (4th Floor), 106 Gulshan Avenue, Dhaka - 1212
∎ IPDC Finance Ltd. is the first private sector financial institution of Bangladesh established in 1981. IPDC is credited with being the most innovative financial institution of the country partnering in many landmark projects as well as introducing many financial products which were first of its kind in the country. Today, IPDC is a diversified financial institution catering to Corporate, SMEs and Retail market segments.

Address::
∎ Hosna Center (4th Floor), 106 Gulshan Avenue, Dhaka - 1212
∎ IPDC Finance Ltd. is the first private sector financial institution of Bangladesh established in 1981. IPDC is credited with being the most innovative financial institution of the country partnering in many landmark projects as well as introducing many financial products which were first of its kind in the country. Today, IPDC is a diversified financial institution catering to Corporate, SMEs and Retail market segments.

Read Before Apply: Please apply only who are fulfilling all the requirements of this job

Application Deadline: 15 Jul 2025

Category: Bank/Non-Bank Fin. Institution