Branch Credit In-charge/ Credit Officer

Job Description

Title: Branch Credit In-charge/ Credit Officer

Company Name: Citizens Bank PLC

Vacancy: Not specific

Job Location: Anywhere in Bangladesh

Employment Status: Full-time

Educational Requirements:
∎ Post-Graduation without having 3rd class/division in any examination.

Experience Requirements:
∎ At least 3 year(s)

Job Responsibilities:
∎ Illustrate high levels of customer orientation and professionalism in day to day conduct consistently.
∎ Analytical ability with proper risk perception on different areas of Bank's financing.
∎ Reviewing of credit proposals to figure out the acceptability in terms of Bank's risk appetite and credit policy.
∎ Identification of associated risks of the business and measures of mitigation.
∎ Quantitative analysis with respect to evaluation of financial statements and ability of forecasting of business growth.
∎ Ability of proper structuring of credit facility in match with the borrower's financial capacity/cash flows.
∎ Maintain updated records of loan applications.
∎ Monitoring of repayment performance of the borrowers.
∎ Preparation and timely submission of all kinds of related statement to the concerned authorities.
∎ Well conversant with the Bank's policy and financial products and constant updating on product features, procedures and processes.
∎ Promote Bank products by providing consistent, accurate and transparent information to customers.
∎ Ensure all service level agreements are being met consistently without fail.
∎ Ensure adherence to cut-off times and deadlines.
∎ Perform additional duties as and when assigned by the Management.

Additional Requirements:
∎ Age at most 40 years
∎ Capable to provide quality customer service.
∎ Knowledge on Corporate, Trade and Client Relationship.
∎ Sound computer literacy.
∎ Ability to work under pressure and in any branch of the Bank.
∎ Good communication and presentation skills both in Bangla and English.

Salary: Negotiable

Job Source: Bdjobs.com Online Job Posting.

Application Deadline: 20 Apr 2021

Company Information:
∎ 28 Mar 2021
∎ Citizens Bank PLC

Category: Bank/Non-Bank Fin. Institution

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