Unit Head (Corporate Banking)
Job Description
Title: Unit Head (Corporate Banking)
Company Name: A renowned Private Commercial Bank
Vacancy: Not specific
Job Location: Dhaka
Employment Status: Full-time
Educational Requirements:
∎ Bachelor degree in any discipline
Experience Requirements:
∎ At least 10 year(s)
∎ The applicants should have experience in the following area(s):
Banking
Job Responsibilities:
∎ Leading the team to attain the objectives of the Unit in totality by developing new business, maintain portfolio quality, and regular reviews to ensure achievement of growth and business targets
∎ Setting goals, objectives and measurement standards for each Relationship Manager/ Credit Analyst of the Unit and evaluating their performance on a periodical basis.
∎ Manage, administer and monitor utilization of credit facilities in corporate accounts and maintain the quality of risk assets.
∎ Conducting timely/ periodic review of credit files using various data, e.g. Financial Statements, ICRRS, Credit Rating, A/C Turnover, projections, account statistics, etc, preparation/ renewal of credit lines and presentation to appropriate authorities for approval and subsequently advise the customer and other operational units.
∎ Ensure timely documentation/ updates of securities, security valuations, renewal of insurance policies.
∎ Regularizing and following up on past dues, temporary accommodations/ excesses over limits.
∎ Supervision of all procedural work and submission of returns and other data related to the allocated portfolio.
∎ Regular visits to clients to monitor the business, liaison with owners/directors and ensure optimum channeling of business through the Bank.
∎ Cross sell Non Funded businesses, Treasury products and other fee based products.
∎ Negotiate terms and conditions and prepare credit applications for new loan facilities for Corporate Banking clients
∎ Present and defend Corporate Banking credit applications in the Credit Committee
∎ Provide regular credit reviews of Corporate Banking clients
∎ Review credit proposal from RMs prior to submission to CRM
∎ Ensure timely management reporting
∎ Ensure Risk Management & Operational Control of the Unit
∎ Mobilize new business (assets and liabilities) and cross sell Bank's products.
∎ Monitors Non Performing Assets of the Bank and decides on appropriate strategies and plans for re-structuring/recovery
∎ Proposing and managing remedial solutions for - SMA- and classified accounts under the portfolio, with a view to monitor and regularize the accounts to prevent further provisions and progressive upgrades.
∎ Developing and grooming team members for additional responsibilities.
Additional Requirements:
∎ Efficient management by identifying and resolving any performance issues to achieve goals and objectives.
∎ Control, distribution and monitoring of the departmental tasks
∎ Clear communication of strategies, plans and ideas to team members
∎ Ensuring awareness and adherence to all policies & procedures to uphold the brand image in corporate sectors.
Salary: Negotiable
Job Source: Bdjobs.com Online Job Posting.
Application Deadline: 7 Sep 2021
Company Information:
∎ 31 Aug 2021
∎ A renowned Private Commercial Bank
∎ Business : Private Commercial Bank
Category: Bank/Non-Bank Fin. Institution
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