Title: Senior Credit Analyst
Company Name: IDLC Finance Limited
Vacancy: 02
Job Location: Narsingdi, Chattogram (Agrabad)
Employment Status: Full-time
Educational Requirements:
∎ MBA/BBA in Accounting/Finance/Economics with minimum CGPA of 3.00 (on the scale of 4) from reputed University
Experience Requirements:
∎ At least 2 year(s)
Job Responsibilities:
∎ Analyze credit data and financial statements/information to determine the degree of risk involved in extending credit to retail clients.
∎ Evaluate customer records and recommend payment plans based on earnings, savings data, payment history
∎ Generate financial ratios to evaluate customers' financial status.
∎ Communication with customers & PG, credit investigation by phone call or business visit, field/ project visit, collection of pending documents (if any) & preparation of credit appraisal & send it to CEC members for approval
∎ Satisfying the queries of CEC members
∎ Consulting with Legal Manager about security aspect
∎ Presentation of defaulted cases analysis to identify what went wrong and find solutions for future precaution
∎ Management reporting as & when required by management
∎ Assist Customer Experience Department by preparing different reports & memos
∎ Handling audit team (internal, external & regulatory body) & satisfy their queries
∎ Training & counseling activities for the sales people at Branch Level
Additional Requirements:
∎ Age at least 22 years
∎ Both males and females are allowed to apply
∎ Minimum 2 years' experience in relevant department in Bank or Financial Institution or Credit Rating Agencies or any service driven financial sector
∎ Excellent interpersonal &communication skill
∎ Having strong problem-solving, analytic, organizational, research and decision-making skills.
∎ Strong analytical ability to assess clients from different professions
∎ Should be able to work both independently and as part of a team.
∎ Should also have knowledge of financial institution operations, policies and procedures, and credit systems.
∎ Should have the ability to work under pressure
Salary: Negotiable
Compensation & Other Benefits:
∎ IDLC promotes workplace equality through transparent recruitment practices, fair appraisal processes, attractive remuneration and incentive package, group insurance, equal career prospects and training opportunities for all its employees irrespective of gender, age, race, religion, ethnicity or disability.
∎ Qualification, skills and competency form our basis for nurturing talent.
∎ We are proud to state that favorable job responsibilities and adequate maternity benefit policies are increasingly attracting greater participation from female employees in the IDLC family.
Job Source: Bdjobs.com Online Job Posting.
Application Deadline: 10 Jun 2023
Company Information:
∎ 24 May 2023
∎ IDLC Finance Limited
∎ Address : Bay's Galleria (1st Floor), 57 Gulshan Avenue (CWS-A-19), Gulshan-1, Dhaka-1212
∎ Web : www.idlc.com
∎ Business :
Category: Bank/Non-Bank Fin. Institution
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Source: bdjobs.com