Risk Analyst- Credit Risk Management Division (CMSME)

Job Description

Title: Risk Analyst- Credit Risk Management Division (CMSME)

Company Name: Modhumoti Bank PLC

Vacancy: --

Age: at least 28 years

Location: Dhaka (Dhaka Sadar)

Salary: Negotiable

Experience:
∎ At least 3 years

Published: 11 Feb 2024

Requirements:

Additional Requirements:
∎ Age at least 28 years
∎ Excellent verbal and written communication skills
∎ Strong ethics and reliability
∎ Successfully and timely accomplished all the tasks
∎ Excellent verbal and written communication skills
∎ Strong ethics and reliability
∎ Successfully and timely accomplished all the tasks

Responsibilities & Context:
∎ Receive CMSME credit proposals from the assigned branches, assessing and analyze them in compliance with the Bank’s Policies and guidelines of regulatory authority.
∎ Ensure timely submission to the approving authority for the approval.
∎ Identify potential/inherent risks and associated with the credit proposals, communicate the branch for mitigation of the same.
∎ Assessing loan proposal under SMESPD (Pre- Finance Scheme, CMSME Stimulus), ACD (4% rebate loan, 4% refinance), FID (7% refinance scheme for Tk. 10/50/100 a/c holder (Marginalized Population) along with general CMSME loan.
∎ Conduct official visit to the customer as per requirement and instruction of the Management of the Bank.
∎ Reviewing and Monitoring of credit portfolio of assigned Branches and coordinating with Branch to take necessary actions.
∎ Prepare different CMSME credit related statements as and when required by the management towards submission for Management, Bangladesh Bank and other institution.
∎ Receive CMSME credit proposals from the assigned branches, assessing and analyze them in compliance with the Bank’s Policies and guidelines of regulatory authority.
∎ Ensure timely submission to the approving authority for the approval.
∎ Identify potential/inherent risks and associated with the credit proposals, communicate the branch for mitigation of the same.
∎ Assessing loan proposal under SMESPD (Pre- Finance Scheme, CMSME Stimulus), ACD (4% rebate loan, 4% refinance), FID (7% refinance scheme for Tk. 10/50/100 a/c holder (Marginalized Population) along with general CMSME loan.
∎ Conduct official visit to the customer as per requirement and instruction of the Management of the Bank.
∎ Reviewing and Monitoring of credit portfolio of assigned Branches and coordinating with Branch to take necessary actions.
∎ Prepare different CMSME credit related statements as and when required by the management towards submission for Management, Bangladesh Bank and other institution.

Workplace:
∎ Work at office

Employment Status: Full Time

Job Location: Dhaka (Dhaka Sadar)

Read Before Apply:

https://career.modhumotibank.net/JobCircular/JobDetails?jobId=a4d2K20VdzROWZqDn2zT3w==



Apply Procedure:

Hard Copy:
∎ https://career.modhumotibank.net/JobCircular/JobDetails?jobId=a4d2K20VdzROWZqDn2zT3w==

Company Information:
∎ Modhumoti Bank PLC
∎ Modhumoti Bank, Head Office, Khandaker Tower (7-8 Floor), 94 Gulshan Avenue, Gulshan-1, Dhaka-1212
∎ Our vision is to lead the new generation of local commercial banks by excelling in customer delivery through insight empowered employees, smart use of technology and a full range of highest quality products and services.

Address::
∎ Modhumoti Bank, Head Office, Khandaker Tower (7-8 Floor), 94 Gulshan Avenue, Gulshan-1, Dhaka-1212
∎ Our vision is to lead the new generation of local commercial banks by excelling in customer delivery through insight empowered employees, smart use of technology and a full range of highest quality products and services.

Application Deadline: 29 Feb 2024

Category: Bank/Non-Bank Fin. Institution