Relationship Officer- Credit Operation (JO-PO), Dhaka and Rajshahi Region

Job Description

Title: Relationship Officer- Credit Operation (JO-PO), Dhaka and Rajshahi Region

Company Name: Trust Bank Ltd.

Vacancy: --

Age: At least 25 years

Job Location: Dhaka, Rajshahi

Salary: Negotiable

Experience:

• At least 3 years
• The applicants should have experience in the following business area(s): Banks

• Bachelor/Honors

• At least 3 years
• The applicants should have experience in the following business area(s): Banks

• Age At least 25 years

• Strong analytical and problem-solving skills

• Sound understanding of financial statements and risk assessment techniques.

• Good communication and interpersonal skills.

• Customer-focused mindset with relationship management capability.

• Proficiency in MS Excel and other financial analysis tools.

• Manage credit risk analysis and credit administration in compliance with the Bank’s credit policy guidelines.

• Review and analyze loan proposals and assess clients’ financial condition, creditworthiness, and associated risks.

• Recommend approval or rejection of loan applications based on detailed risk assessment.

• Prepare credit proposals and recommend suitable debt structures for approval.

• Calculate and interpret financial ratios, credit scores, and lending terms.

• Monitor existing loan portfolios and ensure proper follow-up for renewals and recoveries.

• Maintain updated records of loan applications and related documentation.

• Prepare and submit all required statements and reports to concerned authorities within stipulated timelines.

• Ensure compliance with regulatory requirements and internal policies.

• Prepare and process financial spreadsheets, MIS, and credit-related reports efficiently