Loan Officer

Job Description

Title: Loan Officer

Company Name: RDRS Bangladesh

Vacancy: Not specific

Job Location: Anywhere in Bangladesh

Employment Status: Full-time

Educational Requirements:
∎ For Experienced Persons at least Bachelor Degree with 5 years experience in Micro-enterprise program in any renowned organization.
∎ For Non-Experienced persons Masters in any discipline but preferably in Management, Marketing, Economics, Social Science, Social Works.
∎ Skills Required: Computer skill

Job Context:
∎ RDRS is a leading national development organisation in Bangladesh working for the poor and underprivileged communities across the country with focus on north-west Bangladesh. Established in 1972 as the field programme of Lutheran World Federation, Geneva, RDRS became a national development organisation in 1997 under the Trust Act. RDRS provides development services to over 3 million households in 32 districts through its four broad programmes - civil empowerment, quality of life, food security & environment, and economic empowerment & opportunity.
∎ RDRS Bangladesh is seeking applications for the position of Loan Officer for its Micro-enterprise Programme from Experienced and Non-Experienced persons.

Job Responsibilities:
∎ Prepare and assist management to set up Annual Plan regarding ME Loan.
∎ Implement the program as per plan following the policy.
∎ Identify the entrepreneurs and plan to develop them.
∎ Arrange to train the program participants on financial literacy and skill development.
∎ Prepare the profile of the client and prepare the loan proposal and disburse loan accordingly.
∎ Frequent and regular follow up to ME client and ensure 100% recovery.Collect the savings and repayment of loan money as per schedule.
∎ Deposited the collected loan money properly.
∎ Linkage the program participants to related agencies and marketing of products.
∎ Maintain and preserve all the related records safely.
∎ Monitor utilization of loan money properly as proposed.
∎ Ensure the Program is on right track.
∎ Assist management to review and develop the ME policy as needed.
∎ Be available to resolve any type of problem regarding the program.
∎ Collect and compile reports regarding the program as per requirement of management.
∎ Maintain liaison with other program staffs.
∎ Time to time arrange and conduct meeting with the program participants.
∎ Cooperate to internal and external visitors as and when necessary.
∎ Represent RDRS ME loan program at local level forum.
∎ Carry out any other activities assigned by the management.

Additional Requirements:
∎ Age at most 35 years
∎ For Experienced persons, at least 05 years' experience in Micro-enterprise Program from any renowned organization.
∎ Must have valid motorcycle license.
∎ Age may be relaxed for deserving candidates.
∎ Candidates from Dhaka, Khulna, Barisal, Mymensingh and Sylhet division will get preference.

Salary:
∎ Tk. 22000 (Monthly)
∎ Salary is negotiable for experienced persons. For non-experienced persons salary is Tk. 22,000/- per month during probation period and after confirmation salary will be as per organizational salary matrix.

Compensation & Other Benefits:
∎ Provident fund, Weekly 2 holidays, Gratuity, Mobile bill
∎ Festival Bonus: 2
∎ As per Company Policy.

Job Source: Bdjobs.com Online Job Posting.

Application Deadline: 16 Jun 2023

Company Information:
∎ 8 Jun 2023
∎ RDRS Bangladesh
∎ Address : RDRS Bangladesh, House no.43, Road no. 10, Sector 6, Uttara, Dhaka
∎ Web : www.rdrsbangladesh.org
∎ Business : RDRS Bangladesh is a national humanitarian and development organization works for rural development by empowering the rural poor in northwest Bangladesh. RDRS was formally established as the Bangladesh field program of the Geneva-based Lutheran World Federation/Department for World Service (LWF/DWS) on 8 February 1972. Its development aim is to achieve sustainable increases in their living standards. With this aim, RDRS enables those who participate in its program to gain the necessary skills, understanding, confidence, institutions and services; and ensure that the rural communities have the necessary economic, social and environmental resources. RDRS employees approximate 3,700 staff and works with a further approximately 1,000 volunteers and daily paid workers. The vast majority of staff are in field positions, with specialist sectoral and support units in Rangpur and Dhaka.

Category: NGO/Development

: Qualified women are strongly encouraged to apply. Only short listed candidates will be invited for interview.RDRS believes that all people have a right to live their lives free from sexual violence and any abuse of power, regardless of age, gender, sexuality, sexual orientation, disability, religion, ethnic origin or other status.RDRS will make every effort to create and maintain a safe environment, free from Sexual Exploitation Abuse and Harassment (SEAH), and shall take appropriate measures for this purpose in the communities where it operates.

Interested By University

University Percentage (%)
National University 17.79%
Carmichael College, Rangpur 2.87%
University of Dhaka 2.03%
DINAJPUR GOVT. COLLEGE 1.49%
Carmichael college Rangpur 1.25%
Kurigram Govt College 1.19%
Carmichael College 0.90%
Nilphamari Govt College 0.84%
Rajshahi College, Rajshahi 0.78%
Bangladesh Open University 0.78%

Interested By Age Range

Age Range Percentage (%)
20-30 39.94%
31-35 44.60%
36-40 9.07%
40+ 2.57%

Interested By Salary Range

Salary Range Percentage (%)
0-20K 13.18%
20K-30K 82.94%
30K-40K 2.98%
40K-50K 0.61%
50K+ 0.30%

Interested By Experience Range

Experience Range Percentage (%)
0 years (Freshers) 25.07%
0.1 - 1 years 9.55%
1.1 - 3 years 20.48%
3.1 - 5 years 18.81%
5+ years 26.09%

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