Head of Agriculture Banking Division (AVP-VP)

Job Description

Title: Head of Agriculture Banking Division (AVP-VP)

Company Name: A Prestigious Private Commercial Bank

Vacancy: 01

Age: At least 32 years

Job Location: Dhaka

Salary: Negotiable

Experience:

• At least 8 years
• The applicants should have experience in the following business area(s): Banks

• Bachelor/Honors
• Masters

• At least 8 years
• The applicants should have experience in the following business area(s): Banks

• Age At least 32 years

• Minimum eight years of working experience in Bank or a related field

• Ability to lead a dynamic teamExpert in customer centricity, ownership & delivering results, integrity, collaboration and developing others

• Strong analytical and problem-solving skills    

• Good communication skill in Bangla and English.

Agriculture Banking Strategy & Business Development

• Implement various agricultural credit policies and programs of different regulatory bodies to ensure adequate flow of funds to the agricultural and rural economy in a proper, timely and hassle-free way for the benefit of the farmers.

• Design, plan and formulate strategies to reach business goals of agricultural financing. Increase agricultural productivity and ensure the food security of the people by financing agricultural loans.

• Promote sustainable and equitable Agri/Rural development through effective credit support to the ultimate beneficiaries through its rural branches as well as Micro Finance Institutions (MFIs) linkages.

• Expand the Bank’s agricultural lending portfolio in line with market potential, risk appetite and regulatory requirements.

• Set business and disbursement targets for agriculture banking products, branches and relevant business units.

• Monitor achievement against approved targets and take corrective measures where necessary.

  Credit & Risk Management

• Ensure prudent assessment, approval and monitoring of agricultural credit proposals within delegated authority and approved credit policies.

• Establish appropriate risk assessment approaches considering the seasonal, geographic and climate-related characteristics of agricultural lending.

• Monitor portfolio quality, overdue loans, classified loans, provisioning, recovery and concentration risks.

• Take proactive measures to minimize delinquency, default and credit losses.

Regulatory Compliance

• Ensure compliance with internal policies and procedures and regulatory requirements per authority.

• Ensure compliance with Bangladesh Bank guidelines, agricultural and rural credit policies, circulars and applicable regulatory requirements.

• Ensure timely submission of regulatory returns and reports relating to agriculture and rural finance.

• Maintain proper documentation, audit trails and internal controls for the Agriculture Banking portfolio.

Team Leadership & Governance

• Lead, motivate, and continuously develop a credible high performing Agricultural & Rural Finance Team, and ensure effective coordination with the branches and divisions to increase Agri/rural client base.

• Ensure effective coordination with Credit, Risk Management, Finance, Treasury, Operations, Digital Banking, Compliance and Branch Banking.

• Maintain effective liaison with all relevant business units of the Bank.