Documentation /Disbursement & Transaction Officer- Credit Administration Division.

Job Description

Title: Documentation /Disbursement & Transaction Officer- Credit Administration Division.

Company Name: National Credit and Commerce Bank PLC

Vacancy: --

Age: Na

Job Location: Dhaka

Salary: Negotiable

Experience:

• At least 2 years
• The applicants should have experience in the following business area(s): Banks

• Bachelor/Honors

• At least 2 years
• The applicants should have experience in the following business area(s): Banks

• Minimum 02 years of work experience in Credit Administration Division (Documentation/Disbursement & transaction) of in any commercial banks/ financial institution.       

• Working experience in credit administration desks in Bank’s branches will be preferable.        

• Preference will be given to candidates having MTO/PO background in commercial banks/ financial institution.      

• Preference will be given to candidates with experience in a centralized credit administration division within a commercial bank or financial institution. 

• Preparing, verifying and maintaining complete and accurate credit documentation for Retail, SME and Corporate loans in line with sanction terms, internal credit policies and regulatory requirements.

• Preparing and controlling legally enforceable security documents, including mortgages, guarantees, charge creation, registration and related collateral documentation.

• Ensure all documentation, security conditions, Central Bank requirements and internal checklists are fully complied with prior to authorization and execution of loan disbursements.

• Coordinate with Operations, Core Banking System teams, Relationship Managers and other stakeholders for account opening, limit setup, disbursement processing and issue resolution.

• Execute and record disbursement and related transactions in the Core Banking System and update MIS and regulatory reports in a timely manner.

• Submit required returns and reports to Bangladesh Bank and ensure compliance with applicable circulars, prudential regulations and reporting standards.

• Maintain secure custody and centralized archives of all physical and electronic credit, security and collateral documents under appropriate control measures.

• Monitor borrower compliance with covenants, insurance coverage, securities and repayment schedules, administer renewals, rescheduling, restructuring, settlements, closures and related changes.

• Support internal and external audits, coordinate with Credit Risk Management, legal advisers and auditors and assist in resolving audit and regulatory observations.

• Identify and mitigate operational, documentation and legal risks thorough review of credit files and consistent enforcement of standards.

• Perform any other duties as assigned by Management to support smooth banking operations.

Attractive compensation package will be offered to the deserving candidates selected for the positions based on the experience and competency.