Credit Analyst- SME (Habiganj)
Job Description
Title: Credit Analyst- SME (Habiganj)
Company Name: IDLC Finance Limited
Vacancy: 1
Job Location: Habiganj
Employment Status: Full-time
Educational Requirements:
∎ Bachelor of Business Administration (BBA)
∎ BBA/MBA degree (Major in Finance/ Accounting/ Banking) with a minimum CGPA of 3.0 on a 4.0 point scale from any reputed University.
Experience Requirements:
∎ At least 1 year(s)
∎ The applicants should have experience in the following area(s):
CRM Division of any Bank or Financial Institution
Job Responsibilities:
∎ Comprehensive visit to prospective customer to identify customer's creditworthiness
∎ Assess client's requirement and match the same against repayment capacity with the help of key financial indicators and subjective judgment
∎ Preparing credit memo based on relevant lending guidelines/PPG and close the request accordingly
∎ Maintain liaison and correspond with RMs for meeting queries from approver related to credit proposals
∎ Ensure compliance with internal policies and external regulatory requirements (Bangladesh Bank)
∎ Regularly visit the customers/businesses that fall under portfolio at risk and utilize/ circulate the knowledge gained from the same
∎ Preparation of checklists/synopsis related to credit proposals for Credit Evaluation Committee Meeting and preparation of Board Memos for approval
∎ Supply necessary report to Bangladesh Bank related to credit issues as and when required
∎ Assist on specific projects / tasks as assigned
Additional Requirements:
∎ Age at least 24 years
∎ Superior problem solving, analytical, decision-making, presentation and interpersonal skills
∎ Excellent oral and written communication skills
∎ Computer literacy having good command in Microsoft Office Suite
∎ Drive and determination - high energy level, but composed and independent
∎ Ability to take proper decisions quickly
∎ Able to work both independently and as part of a team under deadlines
Salary: Negotiable
Compensation & Other Benefits:
∎ As per company policy
Job Source: Bdjobs.com Online Job Posting.
Application Deadline: 10 Nov 2022
Company Information:
∎ 31 Oct 2022
∎ IDLC Finance Limited
∎ Address : Bay's Galleria (1st Floor), 57 Gulshan Avenue (CWS-A-19), Gulshan-1, Dhaka-1212
∎ Web : www.idlc.com
∎ Business :
Category: Bank/Non-Bank Fin. Institution
Source: bdjobs.com
Deadline Expired on 10th Nov 2022
Similar Jobs
Teller (TAO to JO) - Chattogram, Sylhet, Khulna and Dhaka
Relationship Manager/Officer (Off to SO)- Chattogram, Sylhet, Rangamati & Dhaka
Customer Service Manager (SO to SPO)- Chattogram, Sylhet and Rangamati
Branch Manager (PO to FAVP)- Chattogram, Sylhet and Rangamati
Financial Analyst (Merchant Bank)
Relationship Manager (Merchant Bank)
Unit Head (Merchant Bank)
Relationship Officer/ Associate Relationship Manager (Retail Lending Unit)
Financial Sector Specialist
Trainee Assistant Officer-Contact Center
Bank Representative (Trainee Assistant Officer), Agent Banking
Jr. Officer/Officer (Underwriting & Accounts)
Financial Administration Division (Junior Officer)
Financial Administration Division (Officer/Senior Officer)
Chief Executive Officer
Assistant Manager-Finance & Accounts
Executive/Sr. Executive-Finance & Accounts
Trainee Sales Officer - TL (Credit Card, Retail & Liability Dept, ONE Bank PLC- Conduct by Conquest)
Financial Administration Division (upto Senior Executive Officer)
Law Officer (SEO/FAVP)
Deputy Director
Head of Corporate and SME Credit
Principal-Training Institute
Law Officer
Strategy & Planning Manager, Communications
Project Engineer
Head of Internal Control & Compliance Division (ADMD/DMD)
Assistant Executive-Assistant Manager Sustainable Finance
Credit Analyst- Business Finance, Cumilla & Chattogram Branch
Officer / Senior Principal Officer (Internal Control & Compliance Officer)
Associate Manager (Collection and Recovery )-Retail Banking Division
Associate Manager (Sales)-Retail Banking Division
Associate Manager (Credit Analyst)-Retail Banking Division
Assistant Relationship Manager/ Relationship Manager - Liability
ARM/ RM - Home Loan
Assistant Relationship Manager - Affordable Home Loan
Retail Credit Coordinator
Officer
Sales Officer
Assistant Relationship Officer
Facebook Group