Assistant Financial Analyst to Financial Analyst (Officer to SPO), Retail Risk, Credit Risk Management

Job Description

Title: Assistant Financial Analyst to Financial Analyst (Officer to SPO), Retail Risk, Credit Risk Management

Company Name: Eastern Bank PLC

Vacancy: --

Age: Na

Job Location: Chattogram, Khulna, Narayanganj, Sylhet

Salary: --

Experience:

• 2 to 8 years

• Bachelor/Honors

• 2 to 8 years

• Minimum graduation with relevant background.

• 2-8 years of experience in respective or similar job role as permanent employee in Banks and NBFIs.

• Sufficient credit knowledge.

• Possess good communication and interpersonal skills.

• Must be a team player and ownership to solve a problem.

• Competent to deliver assigned responsibilities within deadline.

• Mindset for geographic mobility and flexibility.

Prime Responsibilities

• Assess credit proposal as per bank credit policy, norms and in line with the guidelines of the regulators.

• Cross check business related legal documents (business license, registrations, compliance certificates etc.)

• Ensure compliance regarding collateral and documentation as per approved policy of the bank.

• Conduct on-site business or premises visits of Early Alert, NPL & CL, regular and new accounts and prepare visit report to update in MIS for taking future credit decision.

• Conduct expressive interview with the applicant, guarantor, referee and other related person.

• Industry trend and market analysis report preparation and sharing with line manager or department head.

• Deal with exception and waiver cases with proper justification in accordance with policy.

• Find justified observations in proposals and communicate the same to concern business sources within TAT/ SLA.

• Implement prudent checks and measures to detain fraudulent & substandard applications and keep record of such improper/fraud attempt and provide record to MIS for preservation and share such fraud attempt among other analysts.

• Active participation in reviewing policy and on-going process whenever required in line with industry practices.

• Conduct periodic review of portfolio and analysis of the same for future assessment decision.

Compensation & Benefit

• EBL offers excellent career opportunities with a competitive salary and benefits.