Unit Head , Underwriting Wholesale Banking - Risk Management Division

Job Description

Title: Unit Head , Underwriting Wholesale Banking - Risk Management Division

Company Name: BRAC Bank Limited

Vacancy: Not specific

Job Location: Dhaka

Employment Status: Full-time

Educational Requirements:
∎ Graduate from a reputed institution, with a satisfactory academic track record;

Experience Requirements:
∎ At least 12 year(s)

Job Responsibilities:
∎ Participate in the implementation of the bank's long and short-term plans following the Board's strategy;
∎ Guide risk managers to analyze and assess credit proposals including the clients, transactions, purpose, clients' requirement, repayment capacity, financial analysis, and overall credit structuring as per bank's lending guidelines and regulations;
∎ Brief Management and Credit Committee on credit proposals and risks/benefits associated with each proposal;
∎ Ensure identification of risks and development of mitigation strategy after consultation with related stakeholders & make a judgment based on experience & financials to anticipate and address market condition;
∎ Monitor & follow up to ensure credit portfolio health is in line with bank's objectives and strategy;
∎ Create reports on the results of implemented strategies, using all appropriate quantitative methods and MIS, and makes recommendations to increase efficiencies and revenue while managing credit risk and produce those reports regularly (Portfolio Analytics) ;
∎ Ensure compliance with internal policies and guidelines as well as external regulatory requirements during the approval process;
∎ Ensure standard Turn-Around-Time (TAT) as per bank's strategy and policy for disposal;
∎ Recruitment of staff in line with approved manpower plan & business requirements and managing the performance of team members along with counseling & coaching team members from time to time to improve their performance;
∎ Corresponding with Bangladesh Bank about credit issues as and when required;
∎ Other tasks as and when assigned by the line manager/management.

Additional Requirements:
∎ Minimum 12 years of experience in the Corporate Credit environment and/or Corporate Business will be preferable;
∎ Expert in Financial Modeling, Financial Spread Sheet Analysis, Loan structuring, Project Finance, Syndication loan;
∎ In-depth knowledge of Bangladesh Bank's CRM Policy, credit-related circulars and guidelines, Bank Company Act, Foreign Exchange Transaction Act, UCPDC, loan documentation, etc;
∎ Expert in assessing Credit Risk and Mitigation Strategy;
∎ Strong command over Microsoft Office Package;
∎ Ability to lead a dynamic team;
∎ Expert in customer centricity, team player, and keen to develop others.

Job Source: Bdjobs.com Online Job Posting.

Application Deadline: 25 Oct 2021

Company Information:
∎ 14 Oct 2021
∎ BRAC Bank Limited
∎ Business : BRAC Bank Limited, pioneer in SME Banking, delivers a full array of banking services to individuals as well as business entities. With a network of 184 Branches, over 460 ATMs, 448 SME Unit Offices and 229 remittance delivery points, the Bank has unmatched reach to provide a comprehensive range of solutions to serve millions.

Category: Bank/Non-Bank Fin. Institution

Similar Jobs

Relationship Officer, SME Banking

Universal Officer - Distribution Network

Business Relationship Officer - Distribution Network

Junior Officer (General)

Probationary Officer

Junior Officer (Cash)

Assistant Officer - Administration

AVP/SAVP, Treasury Division

HEAD OF UNDERWRITING , POLICY & SERVICING

AVP/ VP - Sales, Micro Insurance

Executive/Senior Executive - HR (Compensation & Benefits)

Associate Manager, Alternate Delivery Channels

Network Administrator

Administrator (Storage)

Administrator (System)

System Analyst/ Analyst Programmer

Database Administrator

Foreign Trade / Remittance Officers

Branch Manager

Executive - Accounts Division

Web Developer

Head of Accounts Division

Shari'ah Audit Team Member/Muraqib (SO/EO), Internal Control & Compliance

IS Audit Team Member (SO/EO), Internal Control & Compliance

Head of Head Office & FX Audit Cluster (VP/FVP), Internal Control & Compliance

Head of Branch Audit Cluster (SAVP/VP), Internal Control & Compliance

Concurrent Audit Team Member (SO/EO), Internal Control & Compliance

Concurrent Audit Team Lead (SEO/AVP), Internal Control & Compliance

Head of Internal Control & Compliance

Management Trainee Officer

Assistant/ Associate Manager (Digital Lending & Digital Product)

Assistant Manager (Data Analysis)

Senior Officer/Officer-Legal

Assistant Relationship Manager/ Relationship Manager - Retail Assets (Dhaka & Chattogram)

Assistant Relationship Manager/ Relationship Manager - Retail Liability (Dhaka & Chattogram)

Admin Officer (Finance) - Intern

Senior Manager, Core Systems

Senior Manager, Financial Product

Trainee Research Officer/ Research Officer

Associate- Senior Manager (Ecommerce & Wholesale QR Business)