Senior Executive Officer/Assistant Manager, Credit Risk Management
Job Description
Title: Senior Executive Officer/Assistant Manager, Credit Risk Management
Company Name: Union Capital Limited
Vacancy: --
Location: Dhaka
Experience:
∎ 5 to 6 years
Published: 6 Apr 2025
Education:
∎ Bachelor/Honors, Masters
∎ A Bachelor or Master's degree from a recognized university, with no Third Class/Division/ Equivalent GPA/CGPA in any academic transcripts.
Requirements:
Additional Requirements:
∎ Possess comprehensive knowledge in Corporate/SME/Retail Business.
∎ Fluency with credit appraisal, financial statement analysis, borrower selection and project evaluation.
∎ Proficiency in regulatory requirements and NBFI rules & regulations.
∎ Strong analytical and documentation abilities.
∎ Proficiency in clear and concise written and verbal communication, both in Bangla and English.
∎ At least 5-6 years of experience in a reputable bank or financial institution.
Responsibilities & Context:
∎ Conduct examination of Credit applications and Credit memoranda, providing independent risk assessments by analyzing risks and identifying, describing, and estimating Credit risks associated with proposals.
∎ Verify Credit Risk Grading and other credit analysis tools for credit proposals, along with Credit Information Bureau reports.
∎ Analyze borrower profiles, account transactions, and loan purposes.
∎ Ensure adherence to internal credit policies, regulatory circulars/guidelines, Product Program Guidelines, and other external regulatory requirements related to loan approval.
∎ Conduct physical visits to clients' business premises to assess strengths and weaknesses of their businesses.
∎ Evaluate the quality, completeness, and correctness of data.
∎ Recommend credit proposals for approval or rejection with appropriate terms and conditions such as loan amount, tenure, and interest rate.
∎ Assist in the preparation of various policies, guidelines, and reports as per internal and external requirements.
∎ Handle related regulatory reporting tasks.
∎ Undertake any other tasks assigned by the Management.
∎ Job Description / Responsibility:
∎ Conduct examination of Credit applications and Credit memoranda, providing independent risk assessments by analyzing risks and identifying, describing, and estimating Credit risks associated with proposals.
∎ Verify Credit Risk Grading and other credit analysis tools for credit proposals, along with Credit Information Bureau reports.
∎ Analyze borrower profiles, account transactions, and loan purposes.
∎ Ensure adherence to internal credit policies, regulatory circulars/guidelines, Product Program Guidelines, and other external regulatory requirements related to loan approval.
∎ Conduct physical visits to clients' business premises to assess strengths and weaknesses of their businesses.
∎ Evaluate the quality, completeness, and correctness of data.
∎ Recommend credit proposals for approval or rejection with appropriate terms and conditions such as loan amount, tenure, and interest rate.
∎ Assist in the preparation of various policies, guidelines, and reports as per internal and external requirements.
∎ Handle related regulatory reporting tasks.
∎ Undertake any other tasks assigned by the Management.
Workplace:
∎ Work at office
Employment Status: Full Time
Job Location: Dhaka
Read Before Apply: Kindly mention the position and department you are applying for in the subject line of your email.
Apply Procedure:
Email your CV:
∎ Send your CV to the given email [email protected]
Hard Copy:
Company Information:
∎ Union Capital Limited
∎ Bti Landmark, Level-8, Plot-16, Gulshan Avenue, Gulshan-1, Dhaka-1212
Address::
∎ Bti Landmark, Level-8, Plot-16, Gulshan Avenue, Gulshan-1, Dhaka-1212
Application Deadline: 16 Apr 2025
Category: Bank/Non-Bank Fin. Institution
