Program Organizer (Micro Finance)

Job Description

Title: Program Organizer (Micro Finance)

Company Name: Integrated Development Foundation (IDF)

Vacancy: 25

Job Location: Chandpur, Chattogram, Cumilla, Rajshahi

Employment Status: Full-time

Educational Requirements:
∎ Master's/ Bachelor's degree from any recognized University.

Experience Requirements:
∎ At least 2 year(s)

Job Context:
∎ IDF works for the poor and disadvantaged people of remote, difficult, hilly and unserved areas of Bangladesh. IDF focuses on unserved poverty-stricken areas to ensure that every citizen of Bangladesh is provided with financial services and opportunities. IDF designs financial and social products to bring a sustainable development in the life of poor people. The financial products are credit for income-generating activities and short/long term savings. Other products provided by our organization are micro insurance for life, health related programs, income-generating activities, disaster management support, technology transfer, value chains development, solar home system for power, solar mini-grid, etc.
∎ Program/Department: Micro Finance.
∎ Job Location: Chattogram, Chattogram Hill tracts, Rajshahi, Chandpur and Cumilla.

Job Responsibilities:
∎ The duties and responsibilities of the Program Organizer are as follows:
∎ Analyze and evaluate of loan proposals as per IDF's lending guidelines, policies and regulations with expertise and essential documents with due diligence.
∎ Following the specific rules in the branch area of organization, communicate with the local public and target group and evaluating credit worthiness of prospective clients
∎ Provide training of the group members and verifying the membership form properly.
∎ Ensure that collections from the member are deposited at the branch office properly and timely manner.
∎ Presiding at the meetings of the colleagues in branch and reviewing the loan application received by the loan officers from the center and arrange for drafting loan proposals.
∎ Recommended proposals are forwarded to the area / zone / head office for necessary approval.
∎ To arrange the withdrawal of money from the servicing bank for the disbursement of loan and to re-deposit the money to the bank if applicable.
∎ Ensure validation of entries, collection sheets, vouchers and ledgers along with approved loan proposal at the time of loan disbursement.
∎ Take necessary steps to collect daily arrears.
∎ Check the collection sheet information along with the vouchers prepared from the center while depositing money at the office.
∎ Ensure weekly / monthly basis loan, savings and balance of various funds.
∎ Prepare weekly, monthly and annual reports of the branch within the stipulated time and send it to the head office.
∎ To take appropriate measures through the implementation, control and monitoring of the budget and plan of the branch.
∎ Prospective client visits and risk assessment of prospective customers
∎ Preparation and review of credit appraisal reports and approval of loan facilities
∎ Timely & effectively follow up & monitoring of loans to avoid overdue.
∎ To carry out any other relevant tasks assigned by the Authority as and when necessary.

Additional Requirements:
∎ Age at most 35 years
∎ Minimum 2 years working experience in the relevant field.
∎ Able to show experience of working with National / International NGO and experience of working in the Chittagong Hill Tracts will get preference.
∎ Excellent communications skills both in Bangla and English.
∎ Good knowledge in excel and Micro-finance software.
∎ Ability to work under pressure.
∎ Excellent networking, communication, negotiation and interpersonal skills.
∎ Strong Analytical and Report-writing skills.
∎ Ability to work effectively with people from diverse backgrounds
∎ Willingness to travel to, and work in, remote areas.

Salary: Negotiable

Application Deadline: February 29, 2020

Company Information:
∎ Integrated Development Foundation (IDF)

Category: NGO/Development

Read Before Apply: Any form of persuasion will disqualify the candidature before or after the final selection. IDF is an equal opportunity employer. IDF will right authority on this requirement process recognize, withdraw and others.

Source: bdjobs.com

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