Financial Analyst/ Associate Relationship Manager/ Relationship Manager, MFI Finance
Job Description
Title: Financial Analyst/ Associate Relationship Manager/ Relationship Manager, MFI Finance
Company Name: BRAC Bank Limited
Vacancy: Not specific
Job Location: Anywhere in Bangladesh
Employment Status: Full-time
Educational Requirements:
∎ Masters or Bachelor's degree from reputed a university with good academic records;
Experience Requirements:
∎ 2 to 3 year(s)
Job Responsibilities:
∎ Explore the market for new Business opportunities and report to the Line Manager for potential leads that fit into the bank's credit policy;
∎ Retain and grow the business of existing good customers through delivering superior customer services, identifying their credit needs, and accommodating facility at the earliest possible time;
∎ Monitor account and report any credit risk issue, if any, to the line manager for further course of action;
∎ Ensure that customers comply with credit policy, regulatory requirements, and covenant and conditions advised in the sanction letter;
∎ Regular call and visit customer to monitor client's business performance and maintain an excellent customer relationship;
∎ Monitor customers daily transactions and ensure it complies with Banking policy and guidelines;
∎ Prepare Agriculture and MFI finance-based report for Bangladesh Bank and other authorities;
∎ Manage risks through developing and implementing account strategy and exit recurring overdue accounts and probable classified accounts as per bank's risk policy;
∎ Continuously follow up with customer for maximum limit utilization, timely adjustment & disbursements and ensure collection of all relevant documents and information from customer end to comply with covenant and conditions of the account;
∎ Submit credit proposals timely to renew/ review credit limits on time and take an adequate deferral period to complete security documentation of the accounts;
∎ Meet CRM and other departments' queries through collecting information from the customer if required and also provide different MIS reports to other departments if required;
∎ Managing sound relationships with MFI customers and other related stakeholders (external and internal).
Additional Requirements:
∎ 2-3 years of exposure in business and credit risk management outspoken and outgoing;
∎ Sound knowledge of credit analysis for MFI Finance;
∎ Expertise in Financial Statement Analysis and its interpretation;
∎ Capacity to write up business appraisal memo;
∎ Proper understanding of credit documents;
∎ Capacity to prepare regulatory reporting and other business-related MIS;
∎ In-depth industry knowledge of MFIs and Agriculture;
∎ Knowledge of policies and programs of the bank and regulators;
∎ Highly interpersonal skills required for good customer relationship management;
∎ Capacity to communicate with internal and external stakeholders (outside authorities, development partners and regulators, etc.).
Job Source: Bdjobs.com Online Job Posting.
Application Deadline: 1 Jan 2022
Company Information:
∎ 15 Dec 2021
∎ BRAC Bank Limited
∎ Business : BRAC Bank, the pioneer of SME Banking in Bangladesh, delivers a full array of banking services to individuals and business entities. Its financial results, along with the best credit rating from the top-rated global and local agencies and multiple best financial report awards, speak of the bank`s aspiration, transparency, and teamwork towards becoming the best bank in the country.
Category: Bank/Non-Bank Fin. Institution
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