Director/Senior Director-Credit

Job Description

Title: Director/Senior Director-Credit

Company Name: Integrated Development Foundation (IDF)

Vacancy: 1

Age: At most 45 years

Job Location: Dhaka

Salary: Negotiable

Experience:

• At least 5 years
• The applicants should have experience in the following business area(s): NGO, Micro-Credit

Published: 2025-05-14

Application Deadline: 2025-06-13

Education:

• Masters

Requirements:

• At least 5 years
• The applicants should have experience in the following business area(s): NGO, Micro-Credit

Skills Required: Credit Risk Management,Excellent leadership and interpersonal skills,Leadership and Good Communication skill.,People Performance Management,Strategic Planning,Strong organizational and communication skills. Ability to multit,The ability to work under pressure,Workforce Development

Additional Requirements:

• Age At most 45 years

• Experience as a Director in a reputed MFI.

• Strong ethical standards, integrity, and commitment to responsible financial practices.        

• Willingness to travel frequently to field offices and partner institutions as required.      

• Excellent leadership, communication, and team-building skills.         

• Proven ability to work under pressure and manage multiple priorities in a dynamic environment.       

• Sound knowledge of microfinance regulations, credit risk frameworks, and market trends.      

• Proficiency in relevant software and MIS tools used in credit and portfolio management.

Responsibilities & Context:

• Contribute in develop and implement strategic credit program aligned with the organization`s mission, growth targets, and regulatory framework.        

• Lead the end-to-end credit operations, including product design, client assessment, loan disbursement, portfolio monitoring, and recovery.

• Design and execute risk management strategies to ensure a high-quality credit portfolio with controlled delinquency levels.

• Monitor and evaluate portfolio performance, generate insightful reports, and recommend corrective measures to mitigate risk.

• Drive innovation in credit processes through the integration of data analytics, automation, and digital tools to enhance efficiency and decision-making.

• Ensure strict compliance with all internal policies, external regulations, and audit requirements related to credit and financial services.

• Lead, coach, and build capacity within the credit team to ensure high performance, accountability, and continuous improvement.

• Collaborate cross-functional with Finance, Operations, Compliance, and IT teams to align credit functions with overall business goals.

• Conduct regular market analysis to identify emerging credit needs, risks, and opportunities for portfolio diversification and growth.

• Represent the credit function in senior management meetings, board presentations, and external forums, ensuring clear communication of credit-related updates and strategies.

• Lead the development and launch of inclusive credit products tailored to underserved and low-income client segments, especially in rural and semi-urban areas.

• Champion a customer-centric approach while maintaining robust credit risk assessment and collection mechanisms.

Job Other Benifits:

• T/A,Mobile bill,Medical allowance,Provident fund,Weekly 2 holidays,Gratuity,Performance bonus
• Salary Review: Yearly
• Lunch Facilities: Full Subsidize
• Festival Bonus: 2

Employment Status: Full Time

Job Work Place: Work at office

Company Information:

Gender: Male and Female can apply

Read Before Apply: Please apply only who are fulfilling all the requirements of this job

Category: NGO/Development