Credit Analyst, Risk Management Division
Job Description
Title: Credit Analyst, Risk Management Division
Company Name: BRAC Bank Limited
Vacancy: Not specific
Job Location: Dhaka
Employment Status: Full-time
Educational Requirements:
∎ For fresh candidate, one must possess a minimum CGPA of 3 (out of 4) at both graduation and post-graduation level and minimum CGPA of 4.50 (out of 5) at S.S.C and H.S.C levels from UGC approved institution or internally accredited institution. Having additional degree in MBA/ Masters will be considered as an added advantage.
Experience Requirements:
∎ 2 to 5 year(s)
Job Context:
∎ To support its continuous business growth, BRAC Bank is currently looking for ambitious, smart, goal-oriented, enthusiastic individuals for the following position in Risk Management Division:
∎
Job Responsibilities:
∎ To support its continuous business growth, BRAC Bank is currently looking for professionals with drive and passion to succeed to join in Retail Banking Underwriting
∎ Analyze and evaluate of loan proposals as per bank's lending guidelines, internal policies and procedure and regulations with expertise and essential documents with due diligence.
∎ The candidate must have sound knowledge on credit policies and circulars by the Central Bank.
∎ Evaluating credit worthiness of prospective clients and projects.
∎ Preparation and analysis of financial statements of different businesses in diverse industries.
∎ Review of loan documents and ensuring sufficient security proposition and accurate documentation against the credit granted.
∎ Ensuring CIB and relevant legal and statutory compliance.
∎ Prospective client visits and risk assessment of prospective customers.
∎ Preparation and review of credit appraisal reports and approval of loan facilities.
∎ Responsible for quality of loan portfolio for the responsible products, segments and regions.
∎ Assist on specific projects / tasks as assigned
∎ Attend & conduct training & provide feedback to all relevant concerns
∎ Update knowledge in CRM Policy (BBL and Bangladesh Bank), credit related circulars and guidelines (external & internal), loan documentations, etc.
Additional Requirements:
∎ 2-5 years of experience in relevant field will be preferred (Fresher are highly encouraged to apply)
∎ Excellent communication, interpersonal & presentation skills
∎ Strong analytical skill to analyze retail loan proposals
∎ Knowledge on local business & economic situation depends on nature & area
∎ Strong Command over Microsoft Word, Excel & PowerPoint
Application Deadline: September 7, 2019
Company Information:
∎ BRAC Bank Limited
Category: Bank/Non-Bank Fin. Institution
