Assistant Officer / Officer / Senior Officer - Home Loan

Job Description

Title: Assistant Officer / Officer / Senior Officer - Home Loan

Company Name: LankaBangla Finance PLC.

Vacancy: --

Age: Na

Job Location: Dinajpur, Chattogram (Agrabad), Dhaka (Dhanmondi, Gulshan, Mirpur)

Salary: --

Experience:

• At least 2 years
• The applicants should have experience in the following business area(s): Banks, Leasing, Investment/Merchant Banking

• Bachelor/Honors

• At least 2 years
• The applicants should have experience in the following business area(s): Banks, Leasing, Investment/Merchant Banking

Job Title: Assistant Officer / Officer / Senior Officer – Home Loan

Division: Retail Financial Services

Department: Home Loan

Job Locations: Agrabad, Gulshan, Dhanmondi, Mirpur, Dinajpur

Employment Type: Full-Time

Job Purpose

The incumbent will be responsible for identifying prospective customers, generating quality leads, and facilitating the sales and processing of Home Loan products. The role requires strong relationship-building capabilities, customer service orientation, business development skills, and effective portfolio monitoring to ensure business growth and portfolio quality.

Key Responsibilities

Lead Generation & Client Acquisition

• Identify and approach potential customers through direct sales, referrals, networking, and market visits.

• Develop and maintain relationships with property developers, real estate agents, brokers, and other business partners.

• Generate quality leads and convert prospects into customers.

Sales & Business Development

• Achieve monthly and yearly business targets for Home Loan products.

• Promote Home Loan products and cross-sell related financial products where applicable.

• Conduct market surveys and competitor analysis to identify business opportunities.

• Maintain a healthy sales pipeline and regularly update sales activities.

Customer Interaction & Service

• Meet prospective clients to understand their financing requirements.

• Provide appropriate product solutions based on customer needs and repayment capacity.

• Ensure excellent customer service throughout the loan lifecycle.

• Maintain regular follow-up with clients to ensure timely processing and disbursement.

Documentation & Loan Processing

• Guide customers regarding required documentation and eligibility criteria.

• Verify and collect necessary documents for loan processing.

• Coordinate with internal departments for appraisal, approval, and disbursement processes.

• Ensure compliance with organizational policies and regulatory requirements.

Collection & Portfolio Monitoring

• Monitor repayment behavior and maintain portfolio quality.

• Follow up with customers for timely installment payments.

• Support collection activities for overdue accounts when required.

• Prepare and submit regular business and portfolio reports.

Educational Requirements

Bachelor’s degree in any discipline.

Experience Requirements

• Minimum 2 years of experience in Home Loan, Mortgage, Retail Asset in Banks or NBFI

• Experience in direct sales and customer relationship management will be preferred.

Required Competencies

• Strong communication and interpersonal skills.

• Good negotiation and sales capabilities.

• Sound understanding of Home Loan products and retail financial services.

• Ability to work under pressure and achieve business targets.

• Good analytical and problem-solving skills.

• Proficiency in MS Office applications.

Application Procedure

Interested candidates are requested to apply through BDJOBS within the application deadline. Only shortlisted candidates will be contacted for further assessment.