Relationship Officer/Manager - Credit (Branch based).
Job Description
Title: Relationship Officer/Manager - Credit (Branch based).
Company Name: United Commercial Bank PLC
Vacancy: --
Age: At most 40 years
Job Location: Anywhere in Bangladesh
Salary: --
Experience:
- At least 3 years
- The applicants should have experience in the following business area(s): Banks
Published: 2025-08-25
Application Deadline: 2025-09-10
Education:
- Bachelor/Honors
Master’s / 4-year Bachelor’s degree in any discipline-preferably in Business Administration, Finance, Accounting, Economics, or related field from a reputed university. Professional certifications such as CA (part-qualified), CMA, CFA, or equivalent will be considered an added advantage
Requirements:
- At least 3 years
- The applicants should have experience in the following business area(s): Banks
Skills Required:
Additional Requirements:
- Age At most 40 years
Experience Requirements
Minimum of 3 years of relevant experience in Credit, Relationship Management, or Branch Banking within a bank or financial institution.
Preference will be given to candidates with a proven track record in client acquisition, credit appraisal, and portfolio management.
Additional Requirements:
Sound knowledge of credit risk management, regulatory compliance, and Bangladesh Bank guidelines.
Excellent interpersonal, communication, and business development skills, with proven negotiation and analytical abilities.
Willingness to work under pressure and achieve business targets.
Age must not exceed 40 years as of September 10, 2025.
Responsibilities & Context:
United Commercial Bank PLC, one of the leading first-generation private commercial banks, is dedicated to driving sustainable business growth through customer-centric financial solutions. As part of our ongoing commitment to expanding and strengthening our credit portfolio, the Bank is seeking dynamic, result-oriented, and experienced professionals for the position of Relationship Officer/Manager – Credit (Branch based).
Job Responsibilities:
Drive business growth by acquiring new clients and maintaining strong relationships with existing corporate, SME, and retail customers
Conduct credit appraisal, risk assessment, and due diligence for new and existing loan proposals
Prepare comprehensive credit proposals in line with the Bank’s credit policy and Bangladesh Bank guidelines
Ensure proper documentation, disbursement, and monitoring of loan portfolios
Monitor asset quality, proactively manage overdue/irregular accounts, and ensure portfolio health
Achieve business targets in terms of loan growth, cross-selling, and profitability
Ensure full compliance with internal policies, credit risk management guidelines, and regulatory requirements
Job Other Benifits:
Employment Status: Full Time
Job Work Place:
Company Information:
Gender: Male and Female can apply
Read Before Apply: Please apply only who are fulfilling all the requirements of this job
Category: Bank/ Non-Bank Fin. Institution
Interested By University
| University | Percentage (%) |
|---|---|
| National University | 18.55% |
| University of Dhaka | 5.86% |
| University of Chittagong | 3.04% |
| Jagannath University | 2.92% |
| University of Rajshahi | 2.01% |
| Jahangirnagar University | 1.77% |
| International Islamic University, Chittagong | 1.00% |
| North South University | 0.86% |
| Daffodil International University (DIU) | 0.85% |
| Dhaka College | 0.78% |
Interested By Age Range
| Age Range | Percentage (%) |
|---|---|
| 20-30 | 36.93% |
| 31-35 | 34.88% |
| 36-40 | 19.35% |
| 40+ | 8.46% |
Interested By Salary Range
| Salary Range | Percentage (%) |
|---|---|
| 0-20K | 3.25% |
| 20K-30K | 21.70% |
| 30K-40K | 20.53% |
| 40K-50K | 12.13% |
| 50K+ | 42.40% |
Interested By Experience Range
| Experience Range | Percentage (%) |
|---|---|
| 0 years (Freshers) | 10.99% |
| 0.1 - 1 years | 5.59% |
| 1.1 - 3 years | 17.87% |
| 3.1 - 5 years | 16.59% |
| 5+ years | 48.97% |
