Relationship Officer-Home Loan (Sales)

Job Description

Title: Relationship Officer-Home Loan (Sales)

Company Name: United Commercial Bank PLC

Vacancy: --

Age: At most 40 years

Job Location: Anywhere in Bangladesh

Salary: Negotiable

Experience:

• At least 2 years
• The applicants should have experience in the following business area(s): Banks

• Bachelor/Honors

• At least 2 years
• The applicants should have experience in the following business area(s): Banks

• Age At most 40 years

• Strong communication, negotiation, and relationship management skills

• High level of integrity with sound understanding of compliance and documentation requirements

• Target-driven, proactive, and customer-focused mindset

The Relationship Officer-Home Loan (Sales) is responsible for sourcing, acquiring, and closing home loan business in line with the Bank’s policies, compliance standards, and assigned business targets. This role is purely sales-focused and plays a key role in expanding UCB’s retail home loan portfolio.

Key Responsibilities:

• Source and generate new home loan business through direct sales, referrals, real estate developers, brokers, and channel partners

• Achieve assigned monthly and annual sales targets in terms of volume, number of files, and quality

• Conduct customer profiling, need assessment, and product pitching in accordance with bank guidelines

• Collect, verify, and submit complete and compliant documentation for credit processing

• Coordinate with Credit, Operations, Legal, and Valuation teams to ensure smooth processing and timely disbursement

• Build and maintain strong relationships with developers, builders, and referral partners

• Ensure portfolio quality with a focus on low-risk and compliant sourcing

• Maintain accurate records of leads, sales pipeline, approvals, and disbursements

• Strictly adhere to Bangladesh Bank regulations, internal policies, and compliance requirements

• Participate in sales campaigns, roadshows, and promotional activities as assigned