Program Officer (Micro Finance)
Job Description
Title: Program Officer (Micro Finance)
Company Name: Centre for Community Development Assistance (CCDA)
Vacancy: Not specific
Job Location: Brahmanbaria, Cumilla, Habiganj, Moulvibazar, Munshiganj, Chandpur (Chandpur Sadar)
Employment Status: Full-time
Educational Requirements:
∎ Master's/ Bachelor's degree from any recognized University.
Job Responsibilities:
∎ The duties and responsibilities of the Program Officer are as follows:
∎ Analyze and evaluate of loan proposals as per CCDA's lending guidelines, policies and regulations with expertise and essential documents with due diligence.
∎ Following the specific rules in the branch area of organization, communicate with the local public and target group and evaluating credit worthiness of prospective clients
∎ Provide training of the group members and verifying the membership form properly.
∎ Ensure that collections from the member are deposited at the branch office properly and timely manner.
∎ Presiding at the meetings of the colleagues in branch and reviewing the loan application received by the loan officers from the center and arrange for drafting loan proposals.
∎ Recommended proposals are forwarded to the area / zone / head office for necessary approval.
∎ To arrange the withdrawal of money from the servicing bank for the disbursement of loan and to re-deposit the money to the bank if applicable.
∎ Ensure validation of entries, collection sheets, vouchers and ledgers along with approved loan proposal at the time of loan disbursement.
∎ Take necessary steps to collect daily arrears.
∎ Check the collection sheet information along with the vouchers prepared from the center while depositing money at the office.
∎ Ensure weekly / monthly basis loan, savings and balance of various funds.
∎ Prepare weekly, monthly and annual reports of the branch within the stipulated time and send it to the head office.
∎ To take appropriate measures through the implementation, control and monitoring of the budget and plan of the branch.
∎ Prospective client visits and risk assessment of prospective customers
∎ Preparation and review of credit appraisal reports and approval of loan facilities
∎ Timely & effectively follow up & monitoring of loans to avoid overdue.
∎ To carry out any other relevant tasks assigned by the Authority as and when necessary.
Additional Requirements:
∎ Age at most 35 years
∎ Fresher or experienced both are can apply.
∎ Able to show experience of working with National MFIs / International NGO and experience of working in the remote area preference.
∎ Excellent communications skills both in Bangla and English.
∎ Good knowledge in computer application software preferable of microfin 360.
∎ Ability to work under pressure.
∎ Excellent networking, communication, negotiation and interpersonal skills.
∎ Strong Analytical and Report-writing skills.
∎ Ability to work effectively with people from diverse backgrounds
∎ Willingness to travel to, and work in, remote areas.
∎ Ability to drive motorcycle.
Salary:
∎ As per policy, But experienced candidates will be given higher salary.
Application Deadline: 12 Sep 2020
Company Information:
∎ 1 Sep 2020
∎ Centre for Community Development Assistance (CCDA)
Category: NGO/Development
