Officer, Credit Administration (TAO-SPO)

Job Description

Title: Officer, Credit Administration (TAO-SPO)

Company Name: SHIMANTO BANK PLC

Vacancy: --

Age: 25 to 38 years

Location: Dhaka

Salary: Negotiable

Experience:
∎ 2 to 6 years
∎ The applicants should have experience in the following business area(s):Banks

Published: 17 May 2025

Education:
∎ Bachelor degree in any discipline
∎ Minimum Graduation in any discipline (preferably in Business) from any reputed university.
∎ 3rd division or 3rd class in any exam are discouraged to apply.
∎ Educational requirement may be relaxed for relevant and experienced candidates
∎ Minimum Graduation in any discipline (preferably in Business) from any reputed university.
∎ 3rd division or 3rd class in any exam are discouraged to apply.
∎ Educational requirement may be relaxed for relevant and experienced candidates

Requirements:

Additional Requirements:
∎ Age 25 to 38 years
∎ At least 3 years’ experience in Credit Administration Department of any commercial Bank.
∎ Both males and females are allowed to apply.
∎ Candidate working in centralized Banks will be preferred.
∎ Well conversant of credit documentation guidelines of Bangladesh Bank.
∎ Strong analytical skills and ability to assess risk while protecting the interest of the Bank, customers and investors.
∎ Excellent interpersonal and organizational skills with ability to work well in a small and dynamic team.
∎ At least 3 years’ experience in Credit Administration Department of any commercial Bank.
∎ Both males and females are allowed to apply.
∎ Candidate working in centralized Banks will be preferred.
∎ Well conversant of credit documentation guidelines of Bangladesh Bank.
∎ Strong analytical skills and ability to assess risk while protecting the interest of the Bank, customers and investors.
∎ Excellent interpersonal and organizational skills with ability to work well in a small and dynamic team.

Responsibilities & Context:
∎ Ensuring proper documentation for loan accounts as per approval, sanction letter and Loan Documentation Check List (LDCL).
∎ Ensuring disbursement, partial payment, adjustment, interest rate change, schedule checking and other transactional entry of all loan products in CBS.
∎ Arranging legal vetting of mortgaged properties through correspondence with the penal lawyer and survey of the properties through correspondence with enlisted surveyor.
∎ Checking of loan information such as limit, outstanding, interest rate, expiry, security value, SBS code etc. on regular basis and finalize a unique loan formation of the Bank for reporting purpose.
∎ Ensuring accurate and timely reporting of CIB information to CIS of Bangladesh Bank in compliance with Bangladesh Bank circular and regular correspondence with Bangladesh Bank as per requirement.
∎ Ensuring submission of various regulatory reports on time such as CL, SBS-3, Large Loan, CDLC, ISS, Sector wise data, Stress Testing, Disbursement, Recovery etc.
∎ Correspondence with Bangladesh Bank Inspection Team, External Auditors and Internal Auditors and providing information and documents as per their requirement.
∎ Ensure services in line with approved SLA with the business.
∎ Ensuring proper documentation for loan accounts as per approval, sanction letter and Loan Documentation Check List (LDCL).
∎ Ensuring disbursement, partial payment, adjustment, interest rate change, schedule checking and other transactional entry of all loan products in CBS.
∎ Arranging legal vetting of mortgaged properties through correspondence with the penal lawyer and survey of the properties through correspondence with enlisted surveyor.
∎ Checking of loan information such as limit, outstanding, interest rate, expiry, security value, SBS code etc. on regular basis and finalize a unique loan formation of the Bank for reporting purpose.
∎ Ensuring accurate and timely reporting of CIB information to CIS of Bangladesh Bank in compliance with Bangladesh Bank circular and regular correspondence with Bangladesh Bank as per requirement.
∎ Ensuring submission of various regulatory reports on time such as CL, SBS-3, Large Loan, CDLC, ISS, Sector wise data, Stress Testing, Disbursement, Recovery etc.
∎ Correspondence with Bangladesh Bank Inspection Team, External Auditors and Internal Auditors and providing information and documents as per their requirement.
∎ Ensure services in line with approved SLA with the business.

Skills & Expertise:

Compensation & Other Benefits:
∎ Negotiable
∎ Other benefits are as per Bank's Human Resources Policy
∎ Negotiable
∎ Other benefits are as per Bank's Human Resources Policy

Workplace:
∎ Work at office

Employment Status: Full Time

Job Location: Dhaka

Read Before Apply:

• Only shortlisted candidates will be called for an interview.

• Shimanto Bank reserves the right to accept or reject any application without assigning any reason whatsoever.

• Shimanto Bank is an equal opportunity employer.

• The requirement may be relaxed for relevant and experienced candidates.