Job Description
Title: Credit Officer (Senior Officer-Senior Principal Officer)
Company Name: ONE Bank PLC
Vacancy: --
Location: Chattogram, Dhaka
Minimum Salary: Negotiable
Experience:
∎ 3 to 7 years
∎ The applicants should have experience in the following business area(s):Banks
Published: 13 Apr 2025
Education:
∎ Graduation/Masters in any discipline from a reputed University
Requirements:
Additional Requirements:
∎ Working experience of at least 3-7 years in the field of Credit Risk Analysis/Relationship Management, Loans and Advances and Security Documentation in any leading banks.
∎ Age at most 40 years. May be relaxed in case of exceptionally deserving candidates.
∎ Excellent knowledge and expertise in Credit-related tasks.
∎ Having strong market intelligence to develop new business/client.
∎ Ability to take ownership of the projects and meet strict deadlines.
∎ Strong communication, negotiation, project management, leadership and team building skills.
Responsibilities & Context:
∎ Solicit business by booking both Assets & Liabilities.
∎ Prepare of call reports, credit risk assessments (ICRRS, CRG), prepare and analyze financial data/reports, evaluate client’s credit worthiness etc., visit client’s factory/business premises for measuring the risk associated with the respective client.
∎ Prepare and accurate submit of credit memo/proposals.
∎ Prepare sanction letters for borrowers.
∎ Maintain strong relationships with customers and continuously endeavor to build new relationships.
∎ Monitor and ensure timely loan repayment, collecting financial statements and other necessary documents from time to time.
∎ Ensure timely review and renewal of the portfolio.
∎ Assist in achieving the business goals of the Branch/Division/Bank.
∎ Maintain compliance with the policies of the Bank and Regulatory bodies.
∎ Make correspondences with internal colleagues and external clients.
∎ ONE Bank PLC intends to appoint experienced bankers as Credit Officers (Assistant Manager-Manager) as per following descriptions:
∎ Solicit business by booking both Assets & Liabilities.
∎ Prepare of call reports, credit risk assessments (ICRRS, CRG), prepare and analyze financial data/reports, evaluate client’s credit worthiness etc., visit client’s factory/business premises for measuring the risk associated with the respective client.
∎ Prepare and accurate submit of credit memo/proposals.
∎ Prepare sanction letters for borrowers.
∎ Maintain strong relationships with customers and continuously endeavor to build new relationships.
∎ Monitor and ensure timely loan repayment, collecting financial statements and other necessary documents from time to time.
∎ Ensure timely review and renewal of the portfolio.
∎ Assist in achieving the business goals of the Branch/Division/Bank.
∎ Maintain compliance with the policies of the Bank and Regulatory bodies.
∎ Make correspondences with internal colleagues and external clients.
Workplace:
∎ Work at office
Employment Status: Full Time
Job Location: Chattogram, Dhaka
Job Highlights:
Company Information:
∎ ONE Bank PLC
∎ HRC Bhaban, 46 Kawran Bazar, Dhaka-1215
∎ ONE Bank PLC was incorporated in May, 1999 With the Registrar of Joint Stock Companies under the Companies Act. 1994, as a commercial bank in the private sector.
The Bank is pledge-bound to serve the customers and the community with utmost dedication. The prime focus is on efficiency, transparency, precision and motivation with the spirit and conviction to excel as ONE Bank in both value and image.
The name `ONE Bank` is derived from the insight and long nourished feelings of the promoters to reach out to the people of all walks of life and progress together towards prosperity in a spirit of oneness.
Address::
∎ HRC Bhaban, 46 Kawran Bazar, Dhaka-1215
∎ ONE Bank PLC was incorporated in May, 1999 With the Registrar of Joint Stock Companies under the Companies Act. 1994, as a commercial bank in the private sector. The Bank is pledge-bound to serve the customers and the community with utmost dedication. The prime focus is on efficiency, transparency, precision and motivation with the spirit and conviction to excel as ONE Bank in both value and image. The name `ONE Bank` is derived from the insight and long nourished feelings of the promoters to reach out to the people of all walks of life and progress together towards prosperity in a spirit of oneness.
Read Before Apply: Please apply only who are fulfilling all the requirements of this job
Application Deadline: 30 Apr 2025
Category: Bank/Non-Bank Fin. Institution
