Title: Credit Analyst/Senior Credit Analyst (CRM-SME)
Company Name: IDLC Finance PLC
Vacancy: --
Age: Na
Job Location: Anywhere in Bangladesh
Salary: Negotiable
Experience:
Preferably 1 to 2 years of experience in Credit Risk Management or in a relevant field
Job Context
The incumbent will be responsible for the role of a Credit Analyst/Senior Credit Analyst for the division of Credit Risk Management (under SME Credit Risk) which will significantly contribute to the quality growth of the Asset portfolio & significantly reduce the NPL of the organization.
Job Description / Responsibility
• Checking loan application proposals and required documents
• Scheduling physical client visit, verifying financial/Non-financial data during visit
• Formulating credit appraisal report for sanction by analyzing financial and non-financial factors with proper risk assessment
• Performing required due diligence and credit policy (i.e. checking vetting and valuation report, Personal Guarantors, quotation etc.)
• Taking market feedback from relevant stakeholders
• Default case/Industry analysis
• Arranging Branch coordination meeting
As per Company policy