Branch Credit In-charge/ Credit Officer
Job Description
Title: Branch Credit In-charge/ Credit Officer
Company Name: Citizens Bank PLC
Vacancy: --
Age: 28 to 40 years
Job Location: Anywhere in Bangladesh
Salary: Negotiable
Experience:
- At least 3 years
Published: 2024-12-17
Application Deadline: 2025-01-14
Education:
- Post-Graduation without having 3rd class/division in any examination.
Requirements:
- At least 3 years
Skills Required: Credit Management
Additional Requirements:
- Age 28 to 40 years
- Capable to provide quality customer service.
- Knowledge on Corporate, Trade and Client Relationship.
- Excellent skills in the assessment of credit risk, spread and analyze the financial statements.
- Sound computer literacy.
- Able to work in any place of the country.
- Good communication and presentation skill preferably in English.
Responsibilities & Context:
- Illustrate high levels of customer orientation and professionalism in day to day conduct consistently.
- Analytical ability with proper risk perception on different areas of Bank’s financing.
- Reviewing of credit proposals to figure out the acceptability in terms of Bank’s risk appetite and credit policy.
- Assessing clients' financial status & evaluating creditworthiness and identification of risks and measures of mitigation.
- Quantitative analysis with respect to evaluation of financial statements and ability of forecasting of business growth.
- Ability of proper structuring of credit facility in match with the borrower’s financial capacity/cash flows.
- Maintain updated records of loan applications.
- Monitoring of repayment performance of the borrowers.
- Preparation and timely submission of all kinds of related statement to the concerned authorities.
- Well conversant with the Bank’s policy and financial products and constant updating on product features, procedures and processes.
- Promote Bank products by providing consistent, accurate and transparent information to customers.
- Ensure all service level agreements are being met consistently without fail.
- Ensure adherence to cut-off times and deadlines.
- Perform additional duties as and when assigned by the Management.
Job Level: Assistant Officer-Senior Executive Officer
Job Other Benifits:
Employment Status: Full Time
Job Work Place: Work at office
Company Information:
Gender: Male and Female can apply
Read Before Apply: Please apply only who are fulfilling all the requirements of this job
Category: Bank/ Non-Bank Fin. Institution
Interested By University
| University | Percentage (%) |
|---|---|
| National University | 18.51% |
| University of Dhaka | 5.73% |
| Jagannath University | 3.17% |
| University of Chittagong | 2.84% |
| University of Rajshahi | 1.97% |
| Jahangirnagar University | 1.87% |
| Dhaka College | 0.95% |
| International Islamic University, Chittagong | 0.90% |
| Daffodil International University (DIU) | 0.90% |
| North South University | 0.84% |
Interested By Age Range
| Age Range | Percentage (%) |
|---|---|
| 20-30 | 35.19% |
| 31-35 | 37.55% |
| 36-40 | 19.98% |
| 40+ | 7.01% |
Interested By Salary Range
| Salary Range | Percentage (%) |
|---|---|
| 0-20K | 4.93% |
| 20K-30K | 25.68% |
| 30K-40K | 21.58% |
| 40K-50K | 12.66% |
| 50K+ | 35.14% |
Interested By Experience Range
| Experience Range | Percentage (%) |
|---|---|
| 0 years (Freshers) | 10.77% |
| 0.1 - 1 years | 5.11% |
| 1.1 - 3 years | 17.53% |
| 3.1 - 5 years | 17.93% |
| 5+ years | 48.67% |
