SRM/RM, Transaction Banking (Up to AVP)

Job Description

Title: SRM/RM, Transaction Banking (Up to AVP)

Company Name: Bank Asia PLC

Vacancy: --

Age: Na

Job Location: Anywhere in Bangladesh

Salary: Negotiable

Experience:

• At least 3 years
• The applicants should have experience in the following business area(s): Banks

• Bachelor/Honors

• At least 3 years
• The applicants should have experience in the following business area(s): Banks

• RM: 3–6 years; SRM: 6+ years of experience in corporate banking, cash management or corporate liability.

• Good knowledge of payment systems (BEFTN, RTGS, NPSB), digital channels and relevant regulations.

• Strong sales, negotiation and relationship skills; proficiency in Chinese (Mandarin) preferred for the Foreign Corridor desk.

• Managing customer's requests, requirements & complaints.

• Making calls to corporate clients and prospects.

• Booking new collection and payment solutions, FDR, CASA, SND, Special Transactional Accounts, Government and Corporate Mandates.

• Maintaining a sustainable deposit portfolio and cementing relationships with existing clients.

• Helping to maintain the Bank's AD Ratio.

• Language preference: Proficiency in Chinese (Mandarin), spoken and written (HSK 4 or above), will be strongly preferred. Proficiency in other relevant languages such as Japanese or Korean will be an added advantage.

• Identify and develop target markets including Government, Semi-Government, Autonomous bodies, utility service providers, Large Local and Multinational Corporates, Capital Market entities, Insurance, NGOs, Education, Healthcare, Fuel & Power, Food and Telecom sectors to offer customized collection and payment solutions and increase wallet share.

• Achieve budgeted targets through mobilization of CASA, SND, Special Transactional Accounts, FDRs and other liability products while maintaining a low cost of funds.

• Structure and implement solutions such as virtual accounts, payment gateway, cash pick-up, bulk/payroll, vendor and tax/VAT payments through BEFTN, RTGS and NPSB, escrow, and IPO/dividend services (Banker to the Issue / Lead Banker to the Issue).

• Generate fee-based income and enhance portfolio profitability through pricing negotiation and multi-product solutions.

• Sell, onboard and support clients on the Corporate Internet Banking Platform, H2H and API channels; feed client needs into feature enhancements.

• Establish trusted advisor status by understanding clients' cash flow cycles and advising on deposit structures and transactional needs.

• Actively cross-sell Trade, Treasury, Payroll and Retail products of Bank Asia PLC to corporate clients and their employees.

• Ensure full compliance with KYC/CDD, AML/CFT, Bangladesh Bank regulations and internal policies; maintain complete documentation.

• SRM: lead larger and more complex mandates, and guide and mentor RMs/ARMs in the team.

  Foreign Corridor (Desk-specific responsibilities)

  •    Acquire and service foreign-owned and foreign-invested companies operating in Bangladesh (e.g., Chinese, Japanese, Korean, Indian, Middle Eastern), including EPZ/Economic Zone units, EPC contractors on foreign-funded/G2G projects and their local supply chains.

  •    Offer corridor-specific propositions: Foreign Currency and local currency accounts, FDI/inward remittance handling, expatriate payroll and vendor payments, in line with Foreign Exchange Transactions Guidelines and in coordination with Trade, Treasury and FI/Correspondent Banking.

  •    Communicate with clients' local management and overseas head offices in their language; support translation of proposals, documentation and service requests.

  •    Build networks with bilateral chambers of commerce (e.g., BCCCI, JBCCI, KBCCI), embassies, BIDA, BEZA and BEPZA to generate referrals and track incoming investment pipelines.