Senior Manager, Finance (Bank Loan & Credit Management)

Job Description

Title: Senior Manager, Finance (Bank Loan & Credit Management)

Company Name: Quasem Industries PLC

Vacancy: 1

Age: At least 40 years

Job Location: Dhaka

Salary: Negotiable

Experience:

• At least 10 years
• The applicants should have experience in the following business area(s): Manufacturing (FMCG), Group of Companies

Master of Business Administration (MBA) in Accounting, Finance

Professional qualifications such as CA (Inter) or equivalent will be considered an advantage.

• At least 10 years
• The applicants should have experience in the following business area(s): Manufacturing (FMCG), Group of Companies

• Age At least 40 years

Previous experience working in a higher management position at a Bank or Leasing/Borrowing Institution is preferred.

More than 10years experience in Finance & Banking with FMCG Company. Advantage will be given retired bank officials with the rank not below Manager.

Minimum 10 years of relevant professional experience in Banking sector, Business Analysis, Corporate Strategy, Financial Analysis, Investment Analysis or Business Planning.

Experience in Banking sector, retail, security services, infrastructure or diversified business organizations will be an advantage.

Strong analytical and problem-solving skills.

Advanced proficiency in Microsoft Excel, PowerPoint, and MS Office applications.

Knowledge of Business Intelligence (BI) tools and data analytics.

Excellent report writing and presentation skills in English and Bangla.

Strong communication, negotiation and stakeholder management abilities.

Ability to manage multiple projects within timeline.

High level of integrity, professionalism and attention to detail.

Job Responsibilities

Develop and implement strategies for raising short-term and long-term financing through banks and financial institutions.

Lead the end-to-end bank loan sanction process, including preparation, submission, negotiation, and follow-up of loan proposals.

Maintain strong relationships with high level officials banks, financial institutions, and regulatory authorities to ensure timely approval and renewal of credit facilities.

Prepare and submit all required financial statements, projections, cash flow forecasts, and supporting documents for loan applications.

Negotiate loan terms, interest rates, collateral requirements, and facility limits to secure favorable financing arrangements.

Monitor utilization of funded and non-funded credit facilities, including Term Loans, Working Capital Loans, Overdrafts, LTR, L/C, and Bank Guarantees.

Coordinate with internal departments to ensure compliance with loan covenants and documentation requirements.

Manage loan disbursements, repayments, interest servicing, and timely renewal of banking facilities.

Prepare periodic reports on loan status, borrowing costs, facility utilization, and debt obligations for senior management.

Ensure compliance with Bangladesh Bank regulations, banking policies, and internal financial controls.

Support treasury and cash flow management by optimizing banking relationships and funding sources.

Liaise with auditors, bankers, and external stakeholders regarding loan documentation and financial information.

Analyze financing options and recommend the most cost-effective funding solutions for business expansion and operational requirements.

Monitor debt maturity profiles and maintain adequate liquidity to support business operations.

Lead and mentor the finance team involved in banking, treasury, and credit management functions.

Key Competencies

Strong knowledge of corporate banking, credit facilities, and loan documentation.

Expertise in financial analysis, cash flow forecasting, and treasury management.

Excellent negotiation and relationship management skills with banks and financial institutions.

Sound knowledge of Bangladesh Bank regulations, banking compliance, and corporate finance.

Strong analytical, communication, and leadership skills.

Proficiency in ERP systems, Microsoft Excel, and financial reporting tools.

• Gratuity,Weekly 2 holidays,Provident fund
• Festival Bonus: 2