Head of Product and Business Transformation

Job Description

Title: Head of Product and Business Transformation

Company Name: Bank Asia PLC

Vacancy: --

Age: Na

Job Location: Dhaka

Salary: --

Experience: --

Published: 2026-01-21

Application Deadline: 2026-02-05

Education:

Requirements: --

Skills Required:

Additional Requirements:

Responsibilities & Context:

• Lead the design, development and scaling of SME lending products aligned with Bangladesh’s market dynamics, seasonal business cycles, and local trade patterns.

• ​ Develop and innovate both funded, non-funded, and liability products tailored to the evolving needs of small business owners.

• Define and implement effective sales strategies, including clear Key Performance Indicators (KPIs) for field teams that balance acquisition growth with collection and portfolio quality.

• Collaborate with HR to strengthen training and capacity-building initiatives, ensuring field staff excellence in credit assessment and relationship banking.

• Design and manage incentive and commission frameworks that motivate performance while discouraging excessive risk-taking.

• Lead business transformation initiatives by transitioning from manual, paper-based processes to Digital Loan Origination Systems (LOS) to reduce turnaround time (TAT) and improve customer experience.

• Work closely with the Credit Risk Management Department to refine credit underwriting standards based on field insights.

• Develop and present high-level management dashboards and reports for SMT, covering market share, portfolio yield, productivity, and overall business performance.

• Drive sustainable growth of the SME portfolio while maintaining strong asset quality and a low Non-Performing Loan (NPL) ratio through robust product structures and credit parameters.

Attractive salary and incentives will be offered along with sound career growth prospects.