Assistant Manager/Manager-Credit

Job Description

Title: Assistant Manager/Manager-Credit

Company Name: GSP Finance Company (Bangladesh) Limited

Vacancy: --

Age: At most 45 years

Job Location: Dhaka

Salary: Tk. 60000 - 100000 (Monthly)

Experience:

• At least 5 years
• The applicants should have experience in the following business area(s): Leasing, Investment/Merchant Banking

• A graduate/master’s degree in Finance, Economics, or Accounting is required from any recognized university with no third division. MBM/MBA is preferred.

• At least 5 years
• The applicants should have experience in the following business area(s): Leasing, Investment/Merchant Banking

• Age At most 45 years

• Strong ability to interpret and analyze financial data and financial models.

• Experience in retail, CSME and corporate financing.

• Experience in credit risk analysis, credit appraisal and credit documentation (including security documentation).

• In depth knowledge and experience in preparation and formulation of lending policies and guidelines in line with regulatory requirements.

• In depth understanding of Credit Risk Management Guideline of Bangladesh Bank, Bank Companies Act, Credit Policies and other lending related regulatory directives published by statutory authorities.

• Experience in credit control policies, procedures and reporting systems (including compliance monitoring).

• Minimum 05 years of experience in Banking/Financial Institution in credit department.

Technical:

• Proficiency in financial analysis tools, credit modeling software, MS Office.

Communication:

• Ability to articulate risks to stakeholders and collaborate with other relevant departments including sales/finance teams.

• Good written and verbal communication skills.

• Manage credit applications and monitor credit portfolio.

• Participate in risk committee activities.

• Look after credit compliance issues in line with company and regulatory guidelines.

• Maintain credit risk awareness periodically and guide management as an early alert to potential risk in the client portfolio.

• Gather qualitative and quantitative information regarding existing and potential customers and update management to set strategies of risk minimization.

• Prepare credit appraisals and rescheduling/restructuring proposals.

• Prepare credit documentation and security documentation.

• Coordinate with sales/marketing/recovery team to meet/gather required information of the prospective client(s) for assessing risk of financing.

• Stay updated with regulatory guidelines and compliance issues.

• Competitive Pay Package & Incentives along with industry standard Employee Benefits.