Job Description
Title: Relationship Officer (RO)-TAO to AO, Retail (Home Loan/ SME Small Business (Asset)
Company Name: Bengal Commercial Bank PLC
Vacancy: --
Age: at most 35 years
Location: Anywhere in Bangladesh
Salary: Negotiable
Published: 13 Feb 2025
Education:
∎ Post-Graduation from any reputed university with no Third Division/Class
Requirements:
Additional Requirements:
∎ Age at most 35 years
∎ Minimum 02 (two) years’ experience in SME Asset/ Retail Home Loan Sales in reputed banks /FIs
∎ Employees currently working in contractual positions at other Bank/ FIs in similar role are encouraged to apply
∎ Candidate without experience/ fresh candidate need not to apply
∎ Strong knowledge in banking/ financial services, SME Asset and Retail Home Loan Products and compliances
∎ Knowledge on regulatory framework, Credit Appraisal, ICRRS and Prudential Guidelines on SME Businesses
∎ Experience of working in centralized environment and real time on-line banking will be an added advantage
∎ Excellent communication, interpersonal, public relationship, team building and people management skills
∎ Sufficient knowledge to operate Microsoft Office Applications
Responsibilities & Context:
∎ Position: Trainee Assistant Officer (TAO) to Assistant Officer (AO)
∎ Position will be offered to the deserving candidates on the basis of experience and competence
∎ Candidates with relevant experience in SME Small Business (Asset), and
∎ Candidates with relevant experience in Home Loan Sales Key/Job
∎ To achieve monthly/ yearly set SME Small Business Asset target /Retail Home Loan Business target in terms of sales volume and number of accounts to develop own portfolio
∎ Maintaining quality asset through effective retention and prioritizing relationships, having appropriate relationship management plan & taking consultative approach to understand client's objectives, effective identification of financial needs, offering financial solutions
∎ To develop sales strategies for product channels and managing existing portfolio health
∎ Monitor proper utilization of investment facilities in Small Business and maintain the quality of risk assets and ensure periodic review of the facilities
∎ Prepare proposal through evaluating customer investment applications using a range of criteria including purpose of application, property/developer details, investment viability, customer payment history, customer credit-worthiness etc.
∎ Maintain an in-depth knowledge of the customer's business/profession/ through regular customer visits and industry research
∎ Promote marketing initiatives and events with developer companies and stakeholders
∎ Manage and control Non-Performing Asset (NPA) overdue prudently
∎ Ensure compliance with internal policies and procedures and external regulatory requirements
∎ To follow and maintain the compliance of all types and policies of the competent authorities
∎ Job Context
∎ Responsibilities
Compensation & Other Benefits:
∎ Bengal Commercial Bank PLC. offers excellent compensation & benefit packages
Workplace:
∎ Work at office
Employment Status: Full Time
Job Location: Anywhere in Bangladesh
Company Information:
∎ Bengal Commercial Bank PLC
∎ Khandker Tower (6th Floor), 94, Gulshan Avenue, Gulshan, Dhaka-1212
Address::
∎ Khandker Tower (6th Floor), 94, Gulshan Avenue, Gulshan, Dhaka-1212
Read Before Apply: Please apply only who are fulfilling all the requirements of this job
Application Deadline: 28 Feb 2025
Category: Bank/Non-Bank Fin. Institution
