Title: Officer to Executive Officer, Regulatory Reporting (Credit/Loan)
Company Name: Bengal Commercial Bank PLC
Vacancy: --
Age: At most 45 years
Job Location: Dhaka
Salary: Negotiable
Experience:
Published: 2025-11-11
Application Deadline: 2025-12-11
Education:
Requirements:
Skills Required:
Additional Requirements:
Post-Graduation from any reputed university with no Third Division/Class.
Minimum 6 years of experience in a reputed bank with at least 2 years in credit administration or regulatory reporting.
Excellent knowledge of Bangladesh Bank regulatory requirements, credit risk reporting, and compliance standards.
Proficient in Microsoft Excel, data validation, and banking software.
Experience in automating reports and working in centralized online banking processes preferred.
Strong analytical, organizational, and communication skills.
High attention to detail and ability to meet tight deadlines under pressure.
Job Context:
The position will be offered to deserving candidates based on relevant experience and competence in credit operations, regulatory reporting, and compliance management, with a particular focus on preparing and maintaining regulatory reports related to loans and advances in compliance with Bangladesh Bank guidelines.
Key Responsibilities:
Prepare and submit all loan and credit-related regulatory reports to Bangladesh Bank including CIB, CL, SBS (SBS-1, SBS-3, 3.1, 3.2), Basel III, Stress Testing, Risk Management, CMSME, Agriculture, Islamic Banking, Large Loan Reports (L-Form, Overdue, CDLC), RBS & ECL reporting, etc.
Maintain, validate, and reconcile credit data and regulatory returns in accordance with Bangladesh Bank requirements, ensuring field-level error checking and contract validation.
Automate and streamline regulatory reporting processes using Excel and digital tools to improve efficiency, accuracy, and compliance.
Responsible for calculation and posting of quarterly loan provisions, forecasting of loan classifications, interest suspense, and provisioning.
Prepare and finalize loans and advances section (Asset Side) of the Annual Balance Sheet and contribute to annual report notes.
Ensure timely submission of Monthly, Quarterly, Half-Yearly, and Yearly credit-related reports to Bangladesh Bank and internal divisions.
Support internal, external, and Bangladesh Bank audits by providing accurate reports, data, and documentation.
Process and claim refinance and stimulus funds from Bangladesh Bank as per circulars and ensure compliance with related requirements.
Coordinate with rating agencies for loan portfolio data and provide analytical input for CAMELS & Credit Risk Rating reports.
Perform credit-related limit loading, disbursement, and adjustment tasks and ensure documentation accuracy and regulatory alignment.
Bengal Commercial Bank PLC. offers attractive compensation and benefits packages aligned with industry standards.
| University | Percentage (%) |
|---|---|
| National University | 18.91% |
| University of Dhaka | 5.16% |
| Jagannath University | 3.38% |
| University of Chittagong | 3.22% |
| University of Rajshahi | 1.54% |
| Jahangirnagar University | 1.38% |
| International Islamic University, Chittagong | 1.11% |
| Southeast University | 0.86% |
| Daffodil International University (DIU) | 0.84% |
| American International University Bangladesh (AIUB) | 0.76% |
| Age Range | Percentage (%) |
|---|---|
| 20-30 | 31.48% |
| 31-35 | 39.39% |
| 36-40 | 21.70% |
| 40+ | 7.19% |
| Salary Range | Percentage (%) |
|---|---|
| 0-20K | 2.65% |
| 20K-30K | 19.82% |
| 30K-40K | 20.77% |
| 40K-50K | 13.60% |
| 50K+ | 43.16% |
| Experience Range | Percentage (%) |
|---|---|
| 0 years (Freshers) | 10.11% |
| 0.1 - 1 years | 3.78% |
| 1.1 - 3 years | 11.94% |
| 3.1 - 5 years | 16.35% |
| 5+ years | 57.82% |