Junior Credit Analyst

Job Description

Title: Junior Credit Analyst

Company Name: PalmPay Limited

Vacancy: 30

Age: 24 to 35 years

Job Location: Dhaka (GULSHAN 1)

Salary: Negotiable

Experience:

• At most 4 years
• The applicants should have experience in the following business area(s): Financial Technology (Fintech) Startup
• Freshers are also encouraged to apply.

Published: 2026-04-29

Application Deadline: 2026-05-29

Education:

• Bachelor/Honors

Requirements:

• At most 4 years
• The applicants should have experience in the following business area(s): Financial Technology (Fintech) Startup
• Freshers are also encouraged to apply.

Skills Required: Credit Risk Analysis,Credit Risk Assessment,Fraud Detection,Fraud risk management,Good communiaction,Good Knowledge in MS Office and G Suite,Strong analytical and problemsolving skills.

Additional Requirements:

• Age 24 to 35 years

Responsibilities & Context:

Company Overview:
PalmPay is a leading neobank and fintech platform scaling financial inclusion across emerging markets. With over 40 million users, we are building a digital financial ecosystem that empowers individuals and businesses through accessible, easy-to-use, and rewarding financial services.

Operating in Nigeria, Ghana, Tanzania, Bangladesh, Pakistan, and the Philippines, PalmPay has been recognised by CNBC as one of the Top 300 Global Fintech Companies and ranked #2 overall and #1 in financial services on the Financial Times’ Africa’s Fastest Growing Companies 2025 list.

Job Summary:
We are seeking several diligent and detail-oriented Junior Credit Analyst to join our Credit Review Department. The ideal candidate will be responsible for evaluating creditworthiness, ensuring compliance with regulatory and internal policies, and supporting effective credit risk management and recovery processes.

Key Responsibilities:

• Review and verify credit applications and supporting documents to ensure accuracy, completeness, and authenticity.

• Assess the creditworthiness of individuals by reviewing financial statements, income sources, liabilities, and other relevant documents.

• Analyze applicant profiles and repayment capacity to make informed credit decisions.

• Identify potential risks, discrepancies, or fraudulent activities in submitted documents and applications.

• Approve, reject, or recommend credit applications based on risk assessment and company policy guidelines.

• Ensure all credit documentation complies with regulatory requirements and internal policies.

• Monitor and manage the credit recovery process, ensuring timely follow-up and resolution of overdue accounts.

• Communicate with clients to collect required documents and provide updates regarding their credit status.

• Collaborate with internal teams to ensure smooth processing of credit applications and recovery activities.

• Maintain accurate records of credit assessments, applications, and recovery progress.

• Prepare reports on credit performance and recovery status, providing insights for process improvement.

• Stay updated on industry regulations, compliance requirements, and best practices in credit risk management.

Job Other Benifits:

• Mobile bill

Mobile bill
Salary Review: Yearly
Festival Bonus: 2

Employment Status: Full Time

Job Work Place: Work at office

Company Information:

Gender: Male and Female can apply

Read Before Apply: Please apply only who are fulfilling all the requirements of this job

Category: Bank/ Non-Bank Fin. Institution