Head of Underwriting - Wholesale Banking

Job Description

Title: Head of Underwriting - Wholesale Banking

Company Name: BRAC Bank PLC

Vacancy: --

Location: Anywhere in Bangladesh

Experience:
∎ At least 10 years

Published: 26 May 2025

Education:
∎ Minimum graduate from a reputed university with no third class/division, or CGPA below 2.0 in any level of education.

Requirements:

Additional Requirements:
∎ Minimum 10 years of experience in a relevant field in a commercial banking environment.
∎ Strong knowledge of Compliance and Fraud Prevention, Banking Principles and Lending Products, Credit Policy & Assessment Norms, Portfolio Monitoring & Analysis and Market & Business Intelligence.
∎ Clear understanding of Bangladesh Bank’s credit policies and circulars as well as strong knowledge of industry best practices.
∎ Strong understanding of data analytics and risk modelling.
∎ Ability to lead a dynamic team independently and keen to develop others.
∎ Excellent interpersonal, communication, negotiation, and collaboration skills to work with cross functional teams
∎ Minimum 10 years of experience in a relevant field in a commercial banking environment.
∎ Strong knowledge of Compliance and Fraud Prevention, Banking Principles and Lending Products, Credit Policy & Assessment Norms, Portfolio Monitoring & Analysis and Market & Business Intelligence.
∎ Clear understanding of Bangladesh Bank’s credit policies and circulars as well as strong knowledge of industry best practices.
∎ Strong understanding of data analytics and risk modelling.
∎ Ability to lead a dynamic team independently and keen to develop others.
∎ Excellent interpersonal, communication, negotiation, and collaboration skills to work with cross functional teams

Responsibilities & Context:
∎ Formulate operating strategy & policies in line with the Bank’s objectives.
∎ Guide risk managers & management to identify risks involved in any of the lending proposals of the Bank under wholesale banking portfolio.
∎ Ensure identification of risks and development of mitigation strategy after consultation with related stakeholders to ensure the asset quality.
∎ Monitor and follow up to ensure that credit portfolio health is in line with Bank’s objectives.
∎ Conduct periodic stress asset tests when there are significant economic or industry sector downturns, adverse market risk events, or unfavourable liquidity conditions.
∎ Brief the management and credit committee on credit proposals and risks / benefits associated with each proposal.
∎ Identify and lead initiatives for process improvement and technology and drive operational efficiencies across segment through initiatives, e.g., decreasing TAT of important processes, etc.
∎ Analyse current underwriting practices of peer group and market updates and competitor knowledge to identify market opportunities
∎ Maintain accurate and error-free record keeping of transactions and ensure time to time reporting to the management, Board and regulators.
∎ Ensure compliance with all regulations and controls set by the Bank and relevant regulatory authorities.
∎ BRAC Bank, a leading sustainable bank in Bangladesh, is committed to becoming the best bank in the country. It has pioneered SME Banking in Bangladesh and offers a comprehensive range of banking services to individuals and business entities. BRAC Bank stands out as a beacon of financial inclusion with solid financials, top credit ratings, and numerous accolades.
∎ BRAC Bank seeks an ambitious, intelligent, purpose-driven, and enthusiastic individual for the following position in its Risk Management Division:
∎ Grade: Executive Vice president
∎ KEY RESPONSIBILITIES:
∎ Formulate operating strategy & policies in line with the Bank’s objectives.
∎ Guide risk managers & management to identify risks involved in any of the lending proposals of the Bank under wholesale banking portfolio.
∎ Ensure identification of risks and development of mitigation strategy after consultation with related stakeholders to ensure the asset quality.
∎ Monitor and follow up to ensure that credit portfolio health is in line with Bank’s objectives.
∎ Conduct periodic stress asset tests when there are significant economic or industry sector downturns, adverse market risk events, or unfavourable liquidity conditions.
∎ Brief the management and credit committee on credit proposals and risks / benefits associated with each proposal.
∎ Identify and lead initiatives for process improvement and technology and drive operational efficiencies across segment through initiatives, e.g., decreasing TAT of important processes, etc.
∎ Analyse current underwriting practices of peer group and market updates and competitor knowledge to identify market opportunities
∎ Maintain accurate and error-free record keeping of transactions and ensure time to time reporting to the management, Board and regulators.
∎ Ensure compliance with all regulations and controls set by the Bank and relevant regulatory authorities.

Employment Status: Full Time

Job Location: Anywhere in Bangladesh

Read Before Apply:

BRAC Bank is a values-driven organization that prioritizes the protection of all its stakeholders, including coworkers and the community we work in, from harassment, abuse, neglect, exploitation, and discrimination. As an equal opportunity enabler, BRAC Bank encourages applications from any gender-diverse individuals and persons living with a disability. We consider personal persuasion to be a disqualification of candidature.

If you want to take up the challenge, please 'Apply Online.'

Apply Online: https://bracbank.taleo.net/careersection/external/jobsearch.ftl?lang=en

Only short-listed candidates will be communicated for the next stage as per the recruitment process. BRAC Bank reserves the right to accept or reject any application without assigning any reason, whatsoever.

BRAC Bank does not charge any fee at any stage of the recruitment process.

Apply URL::

Apply Procedure:

Company Information:
∎ BRAC Bank PLC
∎ Anik Tower (Level-9), 220/B, Tejgaon Gulshan Link Road, Dhaka-1208
∎ BRAC Bank is one of the top sustainable banks in Bangladesh. Established with a view to financial inclusion, BRAC Bank is the pioneer of SME Banking in Bangladesh, delivering a full array of banking services to individuals and business entities. Its strong financials, along with the best credit rating from the top global and local rating agencies and numerous recognitions, speak of the bank`s aspiration towards becoming the best bank in the country.

Address::
∎ Anik Tower (Level-9), 220/B, Tejgaon Gulshan Link Road, Dhaka-1208
∎ BRAC Bank is one of the top sustainable banks in Bangladesh. Established with a view to financial inclusion, BRAC Bank is the pioneer of SME Banking in Bangladesh, delivering a full array of banking services to individuals and business entities. Its strong financials, along with the best credit rating from the top global and local rating agencies and numerous recognitions, speak of the bank`s aspiration towards becoming the best bank in the country.

Application Deadline: 4 Jun 2025

Category: Bank/Non-Bank Fin. Institution