Head of SME Division (SAVP to SVP)
Job Description
Title: Head of SME Division (SAVP to SVP)
Company Name: SHIMANTO BANK PLC
Vacancy: --
Age: at most 45 years
Location: Dhaka
Minimum Salary: Negotiable
Experience:
∎ 10 to 12 years
∎ The applicants should have experience in the following business area(s):Banks
Published: 27 Mar 2025
Education:
∎ Bachelor of Business Administration (BBA)
∎ Minimum Bachelor’s degree in any discipline (preferably in Business) from a reputed university.
∎ Candidates with 3rd division/class in any academic examination are discouraged from applying.
∎ Educational requirements may be relaxed for highly experienced candidates with a proven track record in SME banking.
∎ Minimum Bachelor’s degree in any discipline (preferably in Business) from a reputed university.
∎ Candidates with 3rd division/class in any academic examination are discouraged from applying.
∎ Educational requirements may be relaxed for highly experienced candidates with a proven track record in SME banking.
Requirements:
Additional Requirements:
∎ Age at most 45 years
∎ Professional training in SME banking and credit risk management is preferred.
∎ Strong knowledge of banking regulations and SME banking guidelines.
∎ Proven track record in credit management, risk mitigation, and loan recovery.
∎ Extensive network within the SME sector.
∎ Deep understanding of commercial banking products, client management, compliance, and operations.
∎ Ability to lead independently, make informed decisions, and manage stakeholders effectively.
∎ Strategic thinking with expertise in transaction banking and business development.
∎ Excellent communication and interpersonal
∎ Professional training in SME banking and credit risk management is preferred.
∎ Strong knowledge of banking regulations and SME banking guidelines.
∎ Proven track record in credit management, risk mitigation, and loan recovery.
∎ Extensive network within the SME sector.
∎ Deep understanding of commercial banking products, client management, compliance, and operations.
∎ Ability to lead independently, make informed decisions, and manage stakeholders effectively.
∎ Strategic thinking with expertise in transaction banking and business development.
∎ Excellent communication and interpersonal
Responsibilities & Context:
∎ Lead the CMSME Banking Division and coordinate with branches to expand the CMSME client base.
∎ Drive branch and Head office SME business teams (Advance, Trade Finance, Deposit) to achieve sustainable growth and acquire new customers.
∎ Develop and implement a strategic sales approach that caters to the commercial banking needs of CMSME customers.
∎ Ensure proper utilization of credit facilities in CMSME accounts while maintaining high asset quality.
∎ Monitor poor-performing SME loans and implement strategies for regularization, restructuring, or recovery.
∎ Conduct periodic reviews of CMSME facilities to assess risk exposure and business viability.
∎ Identify and explore cross-selling opportunities across banking products.
∎ Engage in direct customer visits to understand business operations, investment potential, and creditworthiness.
∎ Strengthen relationships with SME clients through proactive engagement and customized financial solutions.
∎ Regulatory Compliance & Policy Implementation:
∎ Ensure adherence to Bangladesh Bank guidelines, internal policies, and regulatory requirements for SME banking.
∎ Implement policies, circulars, and guidelines issued by Bangladesh Bank for SME banking.
∎ Maintain accurate and timely reporting related to SME business activities.
∎ Coordinate with other divisions and branches to ensure seamless business operations.
∎ Provide strategic leadership and mentorship to the SME banking team.
∎ Business Growth & Strategy:
∎ Portfolio & Risk Management:
∎ Client Relationship & Business Development:
∎ Collaboration & Leadership:
Skills & Expertise:
Compensation & Other Benefits:
∎ Negotiable·
∎ Other benefits are as per Bank's Human Resources Policy
∎ Negotiable·
∎ Other benefits are as per Bank's Human Resources Policy
Workplace:
∎ Work at office
Employment Status: Full Time
Job Location: Dhaka
Read Before Apply:
Only shortlisted candidates will be called for interview·
Shimanto Bank reserves the right to accept or reject any application without assigning any reason whatsoever·
Shimanto Bank is an equal opportunity employer
Company Information:
∎ SHIMANTO BANK PLC
∎ Shimanto Bank PLC, Corporate Head Office, Road No. 2, Bir Uttam M. A. Rob Sarak, Shimanto Square, Dhaka
∎ Private Commercial Bank
Address::
∎ Shimanto Bank PLC, Corporate Head Office, Road No. 2, Bir Uttam M. A. Rob Sarak, Shimanto Square, Dhaka
∎ Private Commercial Bank
Application Deadline: 19 Apr 2025
Category: Bank/Non-Bank Fin. Institution
Interested By University
| University | Percentage (%) |
|---|---|
| University of Dhaka | 13.37% |
| National University | 11.24% |
| University of Chittagong | 3.91% |
| University of Rajshahi | 2.60% |
| Jagannath University | 2.49% |
| Jahangirnagar University | 1.78% |
| North South University | 1.42% |
| IBA, Dhaka University | 1.30% |
| Asian University of Bangladesh | 0.95% |
| Islamic University | 0.95% |
Interested By Age Range
| Age Range | Percentage (%) |
|---|---|
| 20-30 | 31.72% |
| 31-35 | 12.43% |
| 36-40 | 12.54% |
| 40+ | 42.72% |
Interested By Salary Range
| Salary Range | Percentage (%) |
|---|---|
| 0-20K | 6.64% |
| 20K-30K | 20.28% |
| 30K-40K | 11.39% |
| 40K-50K | 6.05% |
| 50K+ | 55.63% |
Interested By Experience Range
| Experience Range | Percentage (%) |
|---|---|
| 0 years (Freshers) | 15.98% |
| 0.1 - 1 years | 4.97% |
| 1.1 - 3 years | 11.36% |
| 3.1 - 5 years | 6.63% |
| 5+ years | 61.07% |
