Officer/Associate Manager, Credit Inspection and Monitoring

Job Description

Title: Officer/Associate Manager, Credit Inspection and Monitoring

Company Name: BRAC Bank PLC

Vacancy: --

Age: At least 25 years

Job Location: Anywhere in Bangladesh

Salary: --

Experience:

• 2 to 5 years
• The applicants should have experience in the following business area(s): Banks

• 2 to 5 years
• The applicants should have experience in the following business area(s): Banks

• Age At least 25 years

• Minimum 2- 5 years of working experience in bank, NBFI or relevant field.

• Excellent interpersonal, presentation, verbal and written communication skills.

• Customer-centric, self-motivated, a team player, and capable of meeting deadlines.

BRAC Bank PLC is a full-service private commercial bank in Bangladesh, aiming to become the most trusted, innovative and inclusive bank, driven by purpose and powered by people. It plays a pivotal role in shaping the country's financial future, with a clear focus on sustainability. With the highest market capitalization, the highest international shareholding and the country’s best credit rating, the bank leads the Bangladesh banking industry in key financial metrics. BRAC Bank is considered the standard bearer of good governance, ethics and values-based banking. BRAC Bank today serves as a trusted partner for individuals and businesses across every segment of the economy - Small & Medium Enterprises (SME), Corporate & Institutional and Retail Banking.

BRAC Bank PLC is currently seeking a highly motivated, intelligent, and purpose-driven professional to join its Operations Division in the following position:

Officer/Associate Manager, Credit Inspection and Monitoring

Job Grade: OG-I - PO

KEY RESPONSIBILITIES:

• Conduct regular inspections to assess factory operational performance, project implementation progress, infrastructure and utilization of project finance.

• Evaluation of machinery, project specifications, production capacity assessment and utilization, utility and status of core infrastructure.

• Analyze Bills of Quantities (BOQ) alongside cost estimates related to machinery, utilities, and civil infrastructure.

• Prepare comprehensive credit inspection reports adherence to compliance.

• Apply sound knowledge of the textile and Ready-Made Garment (RMG) industry.

• Conduct on-site visits to business premises, factories, warehouses and collateral sites of corporate and medium business borrowers.

• Perform off-site monitoring of external credit ratings, stock reports, insurance validity, deferrals, and work order progress.

• Prepare report for Board Risk Management Committee (BRMC) based on inspection findings.

• Different MIS reports to support portfolio monitoring as required by the bank’s management.