Head of Credit Administration Division

Job Description

Title: Head of Credit Administration Division

Company Name: SBAC Bank PLC

Vacancy: --

Age: At most 55 years

Job Location: Anywhere in Bangladesh

Salary: --

Experience:

• At least 3 years
• The applicants should have experience in the following business area(s): Banks

• Masters
• Bachelor/Honors

• Master's or Bachelors Degree in any discipline from a reputed university with no third division/class or equivalent in academic result.

• Candidates having professional degrees such as CA/CMA/CS/CFA/CSAA/ACCA/CISA/MPA/MPF/MPB, MBM will be given Preference.

• At least 3 years
• The applicants should have experience in the following business area(s): Banks

• Age At most 55 years

Experience Requirements

• Minimum 3 years’ of practical experience working as Head of the Credit Administration Division (CAD) in any scheduled bank.

Additional Requirements

• Strong leadership, managerial, and decision-making skills.

• In-depth knowledge of banking laws, credit policies, and regulatory requirements.

• Applicant having break of service need not apply.

• Age: Maximum 55 years as of last date of application.

SBAC Bank PLC is looking for experienced professionals in this position

Employment Status: Permanent in the rank from Vice President to Executive Vice President

Key Responsibilities:

• Lead and manage the Credit Administration Division (CAD) to ensure effective administration, monitoring, and control of the Bank’s credit facilities in accordance with approved policies and regulatory requirements.

• Ensure proper documentation, verification, execution, and custody of credit facility documents, including security documents, legal papers, and collateral-related records.

• Oversee the timely preparation and issuance of sanction advice, facility letters, and other credit-related communications in accordance with the approved terms and conditions.

• Ensure compliance with the Bank’s credit policies, Bangladesh Bank guidelines, applicable laws, and regulatory directives regarding credit administration and security perfection.

• Monitor the fulfillment of pre-disbursement conditions, creation and perfection of securities, and compliance with post-disbursement requirements.

• Coordinate with the Credit Risk Management Division, Credit Division, branches, Legal Division, and other relevant units to ensure smooth and efficient credit administration.

• Review and monitor credit documentation deficiencies, exceptions, and pending matters, and take appropriate measures for their timely resolution.

• Ensure proper maintenance, preservation, and retrieval of credit files and related records for audit, inspection, and regulatory purposes.

• Prepare periodic reports on credit administration activities, documentation status, and compliance issues for Management and other relevant authorities.

• Lead, supervise, and develop the team to ensure operational efficiency, accountability, and adherence to internal controls.