Assistant/Executive–SCF & Factoring Loan Operations (Documentation & Disbursement)

Job Description

Title: Assistant/Executive–SCF & Factoring Loan Operations (Documentation & Disbursement)

Company Name: IPDC Finance PLC

Vacancy: 01

Age: Na

Job Location: Anywhere in Bangladesh

Salary: Negotiable

Experience:

• 2 to 6 years
• The applicants should have experience in the following business area(s): Banks, Leasing

• Bachelor of Business Administration (BBA)

• 2 to 6 years
• The applicants should have experience in the following business area(s): Banks, Leasing

• Loan Documentation Expertise: Clear understanding of loan documentation requirements, loan file management, and regulatory compliance expectations.

• Stakeholder Communication: Ability to interact effectively with customers, regulatory bodies, audit teams, and internal departments to ensure accuracy and smooth processing of loan‑related activities.

• Detail‑Oriented Execution: Strong attention to detail in reviewing documents, recording transactions, preparing MIS reports, and supporting operational accuracy.

Key Focus Areas

• End-to-end SCF & Factoring loan documentation, regulatory compliance, and disbursement.

• Audit-ready operations and strict adherence to internal and regulatory policies.

• Strong cross-functional coordination and customer service.

• Accurate data management, MIS reporting, and archiving.

Job Responsibilities

Documentation Management

1. Prepare, verify, and maintain charge documents, security documents, and loan files for SCF & Factoring facilities, ensuring proper stamping, execution, and legal compliance.

2. Prepare Documentation Checklist (DCL) and manage the approval process, including RJSC charge creation, notary, and legal documentation.

3. Execute loan disbursements through CBS, CPPS, and other systems; prepare disbursement memos, obtain approvals, and process payments via RTGS, BEFTN, or cheque.

4. Coordinate pre-audit for large disbursements (above BDT 10 million) and ensure all disbursement conditions are met before execution.

5. Assess and validate invoices, work orders, and supporting documents; process cheque collections, honor/dishonor marking, and electronic transfer updates.

6. Perform invoice allocation, SND & LPC management, refund payments, and maintain PDC and security cheques.

7. Liaise with Business Units, Relationship Managers, Legal, Debtor Management, Audit, and Custody teams, as well as external parties including customers, BRTA, third-party repositories, and regulatory bodies.

8. Ensure audit-ready operations and strict adherence to internal and regulatory policies; respond to internal audit queries and E-tickets.

9. Update MIS reports and databases promptly, including incomplete documents, land value, security information, and charge documents.

10. Prepare documentation imperfection reports for management twice a month and verify insurance policies, CIB reports, and other compliance documents.

• Weekly 2 holidays,Gratuity,Provident fund,Performance bonus,Insurance
• Festival Bonus: 2
• Salary Review: Yearly