Credit Analyst- Corporate Credit, CRM Division (PO to SPO)

Job Description

Title: Credit Analyst- Corporate Credit, CRM Division (PO to SPO)

Company Name: SHIMANTO BANK PLC

Vacancy: --

Age: 33 to 38 years

Location: Dhaka

Minimum Salary: Negotiable

Experience:
∎ 5 to 7 years
∎ The applicants should have experience in the following business area(s):Banks

Published: 27 Mar 2025

Education:
∎ Minimum Graduation in any discipline (preferably in Business-Finance/Accounting) from any reputed university
∎ 3rd division or 3rd class in any exam are discouraged to apply
∎ Educational requirement may be relaxed for relevant and experienced candidates
∎

Requirements:

Additional Requirements:
∎ Age 33 to 38 years
∎ Strong analytical skill·
∎ Well conversant of credit risk management guideline of Bangladesh Bank.
∎ Must have clear knowledge in Loan Structuring.
∎ Excellent communication, interpersonal & presentation skills.
∎ Strong Command over Microsoft Word, Excel & PowerPoint.
∎ Requirements may be relaxed for relevant and experienced candidates.
∎ Strong analytical skill·
∎ Well conversant of credit risk management guideline of Bangladesh Bank.
∎ Must have clear knowledge in Loan Structuring.
∎ Excellent communication, interpersonal & presentation skills.
∎ Strong Command over Microsoft Word, Excel & PowerPoint.
∎ Requirements may be relaxed for relevant and experienced candidates.

Responsibilities & Context:
∎ Review and analyze credit proposals in both qualitative and quantitative ways to assess creditworthiness of the prospective customer.
∎ To assess risk inherent in the credit proposal through visit and scrutiny documents and determine the pricing based on risks associated with the proposals.
∎ To ensure efficient and effective delivery of assigned credit proposals analyzing risk standing in line with set account strategy, risk acceptance criteria and bank's Risk Appetite Statement.
∎ To structure the credit proposals and terms & conditions considering customers’ business conditions and Bank’s interest.
∎ To ensure that the recommendation has been made in conformity with the Credit Policy, Guidelines and Credit norms of our Bank, Central Bank and any other regulatory agencies.
∎ Regular monitoring and periodic review of concerning accounts and/or asset quality with thorough portfolio analysis.
∎ Review and analyze credit proposals in both qualitative and quantitative ways to assess creditworthiness of the prospective customer.
∎ To assess risk inherent in the credit proposal through visit and scrutiny documents and determine the pricing based on risks associated with the proposals.
∎ To ensure efficient and effective delivery of assigned credit proposals analyzing risk standing in line with set account strategy, risk acceptance criteria and bank's Risk Appetite Statement.
∎ To structure the credit proposals and terms & conditions considering customers’ business conditions and Bank’s interest.
∎ To ensure that the recommendation has been made in conformity with the Credit Policy, Guidelines and Credit norms of our Bank, Central Bank and any other regulatory agencies.
∎ Regular monitoring and periodic review of concerning accounts and/or asset quality with thorough portfolio analysis.

Skills & Expertise:

Compensation & Other Benefits:
∎ Negotiable
∎ Other benefits are as per Bank's Human Resources Policy
∎ Negotiable
∎ Other benefits are as per Bank's Human Resources Policy

Workplace:
∎ Work at office

Employment Status: Full Time

Job Location: Dhaka

Read Before Apply:

• Only shortlisted candidates will be called for interview.

• Shimanto Bank reserves the right to accept or reject any application without assigning any reason whatsoever.

• Shimanto Bank is an equal opportunity employer.