Credit Analyst- Corporate Credit, CRM Division (PO to SPO)

Job Description

Title: Credit Analyst- Corporate Credit, CRM Division (PO to SPO)

Company Name: SHIMANTO BANK PLC

Vacancy: --

Age: 33 to 38 years

Job Location: Dhaka

Salary: Negotiable

Experience:

• 5 to 7 years
• The applicants should have experience in the following business area(s): Banks

• Minimum Graduation in any discipline (preferably in Business-Finance/Accounting) from any reputed university.

• 3rd division or 3rd class in any exam are discouraged to apply.

• 5 to 7 years
• The applicants should have experience in the following business area(s): Banks

• Age 33 to 38 years

• Strong analytical skill·

• Well conversant of credit risk management guideline of Bangladesh Bank.

• Must have clear knowledge in Loan Structuring.

• Excellent communication, interpersonal & presentation skills.

• Strong Command over Microsoft Word, Excel & PowerPoint.

• Requirements may be relaxed for relevant and experienced candidates.

• Review and analyze credit proposals in both qualitative and quantitative ways to assess creditworthiness of the prospective customer.

• To assess risk inherent in the credit proposal through visit and scrutiny documents and determine the pricing based on risks associated with the proposals.

• To ensure efficient and effective delivery of assigned credit proposals analyzing risk standing in line with set account strategy, risk acceptance criteria and bank`s Risk Appetite Statement.

• To structure the credit proposals and terms & conditions considering customers’ business conditions and Bank’s interest.

• To ensure that the recommendation has been made in conformity with the Credit Policy, Guidelines and Credit norms of our Bank, Central Bank and any other regulatory agencies.

• Regular monitoring and periodic review of concerning accounts and/or asset quality with thorough portfolio analysis.

• Negotiable

• Other benefits are as per Bank`s Human Resources Policy