Associate Manager/Manger - Agricultural Business (PO-SPO)

Job Description

Title: Associate Manager/Manger - Agricultural Business (PO-SPO)

Company Name: SHIMANTO BANK PLC

Vacancy: --

Age: At most 40 years

Job Location: Dhaka

Salary: Negotiable

Experience:

• 5 to 9 years
• The applicants should have experience in the following business area(s): Banks

• Minimum Graduation in any discipline (preferably in Business) from any reputed university

• 3rd division or 3rd class in any exam are discouraged from applying

• 5 to 9 years
• The applicants should have experience in the following business area(s): Banks

• Age At most 40 years

• Sound understanding of Bangladesh Bank Circulars, guidelines, and local legal & regulatory issues.

• Appropriate experience in lending and trade finance products.

• Sound knowledge of the Bank's credit policies with the ability to apply them to specific situations and structure effective credit product offerings.

• Strong understanding of financial statements, cash flow, and risk analysis.

• Ability to communicate clearly, think and act independently, and seek guidance when necessary.

• Plan, direct, and manage the Agricultural Banking Unit at Head Office and Branch levels to acquire new business and enhance existing relationships. Set comprehensive business strategies for Agricultural Banking.

• Recommend agricultural credit proposals forwarded by Relationship Managers (RMs) for Credit Risk Management (CRM) analysis and approval.

• Guide Branch and Head Office officers in structuring credit proposals, balancing customer needs with the Bank's interests.

• Enforce compliance with credit risk parameters and exposure limits set by the Bank and Regulatory Authorities.

• Collaborate with the Risk Management Division (RMD) to finalise risk appetite for the agricultural sector.

• Review and monitor the agricultural portfolio in collaboration with CRM, Credit Administration Division (CAD), and RMD.

• Cooperate with CRM and Collection Units to ensure recovery of agricultural default loans.

• Maintain strong banking relationships with various agriculture-related organisations, Bangladesh Bank, and other key stakeholders.

• Ensure timely submission of all agricultural banking-related reports to the concerned divisions/authorities.

• Drive value creation for agricultural and inclusive financing development.

• Negotiable

• Other benefits are as per the Bank`s Human Resources Policy