Assistant - Associate Financial Analyst

Job Description

Title: Assistant - Associate Financial Analyst

Company Name: Mutual Trust Bank PLC

Vacancy: --

Age: Na

Job Location: Dhaka

Salary: --

Experience:

• At least 3 years
• The applicants should have experience in the following business area(s): Banks

• Bachelor/Honors

• At least 3 years
• The applicants should have experience in the following business area(s): Banks

• Initial assessment of proposal: Through checking documents and declare pre-visit pending documents.

• Credit assessment and provide decision: Perform credit risk assessments and review the assessments on the credit proposals submitted by business end and make sound credit recommendations and decisions.

• Client visit: visiting each and every client’s business premises to understand their business dynamics and assess their business strengths, risks and potential loopholes.

• Preparation financial statements: Preparation of financial statements and credit appraisal with detail information about each customer.

• Provide sanction approval: By assessing provide approval incorporation proper covenants.

• Portfolio health management: By continuous portfolio analysis take financing decision into different sectors.

• Raise Early Alert: Identify early warning signals in deteriorating credits. Stay current on major developments and changes in market conditions.

• People development & learning: Regular training session for business or other stakeholders.

• Productivity: Capacity building of sales force of respective branch areas to reduce the rejection rate and also to reduce the TAT and NPL.

• PPG (Product Program Guideline) review for different SME products: Review and make recommendations to update different terms of PPG.

• Capability to use Excel Based Credit Appraisal Template: Capability to use and to provide training to credit analysts and RMs how to use different appraisal templates.

• Training to sales personnel and credit analysts: Loan application fill up, loan documents verification and credit assessment and how to assess clients.

• Provide Insights to Higher Management: Review and analyze the delinquent portfolio to identify key causal factors and lessons, make recommendations to senior management for approval and track them to ensure adequate and timely closure.