Team Leader – Credit Analysis Unit

Job Description

Title: Team Leader – Credit Analysis Unit

Company Name: Bank Alfalah Limited

Vacancy: --

Age: At least 26 years

Job Location: Dhaka

Salary: Negotiable

Experience:

• At least 10 years
• The applicants should have experience in the following business area(s): Banks

• Bachelor/Honors
• Masters

• Bachelors/ Masters in any discipline from any reputed Public University/ Private University (UGC approved)/ Foreign University.

• At least 10 years
• The applicants should have experience in the following business area(s): Banks

• Age At least 26 years

Experience Requirement

• At least 10 years of experience in Banks, NBFIs or Credit Rating Agencies with significant exposure in Corporate Credit / Relationship Management related managerial roles.

Preferrable Skill-set

• Education / or certifications related to Finance, Economics, Accounting and Risk Management.

• Concurrent with macro-economic conditions and business / commerce situation.

• Sound knowledge on MS Package – Word, Excel, Power Point etc.

• Strong analytical, presentation and communication skills.

One of the progressive foreign banks in the country invites applications from confident, proactive and experienced candidates for an opening in Credit Analysis Unit.

Job Purpose:

• Supervise and lead Credit Analysis Unit

• Prepare corporate credit / investment proposals

The Primary responsibilities are:

• Prepare corporate credit / investment related proposals / Inter Office Memo with detailed analysis.

• Analysis may include but not limited to – comprehensive financial analysis, assessment of borrower repayment capacity, identification of risk and appropriate mitigations, industry performance, current economic scenario, impact of government regulations and policies on the borrowers’ businesses, adherence to prudential regulations, and covenants etc.

• Originate and review of internal risk ratings and ICRRS Ratings.

• Generate Environment and Social Risk due diligence (ESDD) rating with updated compliance status and compliance of Sustainable Finance Policy (SFP).

• Liaison with other departments, customers and efficient management of turnaround time.

• Prepare MIS and presentation of portfolio as and when required.

• Salary: Negotiable. Will depend on individual expertise and competencies.

• Other Benefits: Attractive and Competitive compensation package shall be offered in line with market and competency.