Senior Relationship Manager, Relationship Unit 4, Corporate and Institutional Banking

Job Description

Title: Senior Relationship Manager, Relationship Unit 4, Corporate and Institutional Banking

Company Name: BRAC Bank PLC

Vacancy: --

Age: Na

Job Location: Dhaka

Salary: --

Experience:

• 5 to 7 years
• The applicants should have experience in the following business area(s): Banks

• Bachelor/Honors
• Masters

• Post-graduation/Graduation from a reputed UGC-approved university, concentration in Finance, Accounting, Marketing, Management or Economics is preferred.

• 5 to 7 years
• The applicants should have experience in the following business area(s): Banks

• Minimum of 5-7 years of progressive experience in corporate banking Relationship Management.

• Knowledge of international trade and working capital financing, project financing, syndication financing, work order finance, Offshore banking credit principles and necessary industry insights.

• Experience in credit analysis and structuring of credit facilities for large corporates as well as public sector entities.

• Conversant with regulatory guidelines, policies, laws, and practices for lending and recovery.

• Ability to build and maintain strong, trust-based relationships with clients.

• Strong interpersonal communication, negotiation and persuasion skills.

• Knowledge of effective written and oral communication in English and Bengali.

• Proficient in customer-centricity, self-propelled, and capable of meeting deadlines.

BRAC Bank, a leading sustainable bank in Bangladesh, is committed to becoming the best bank in the country. It has pioneered SME Banking in Bangladesh and offers a comprehensive range of banking services to individuals and business entities. BRAC Bank stands out as a beacon of financial inclusion with solid financials, top credit ratings, and numerous accolades.

BRAC Bank seeks an ambitious, intelligent, purpose-driven, and enthusiastic individual for the following position in its Corporate and Institutional Banking Division:

Job Grade: AVP-SAVP

KEY RESPONSIBILITIES:

• Attain business targets through onboarding new accounts and maximizing utilization from the existing portfolio of customers.

• Identify and acquire new clients, especially in RMG, Manufacturing and public sector in line with bank’s risk appetite and strategic objectives.

• Managing and deepening banking relationships with MNC, RMG, Manufacturing and public sector clients, including government ministries and various state-owned entities.

• Prepare and submit comprehensive credit proposals in accordance with bank’s risk appetite and regulatory guidelines.

• Work closely with internal stakeholders (e.g., Credit Risk, Operations, Trade, Treasury) to ensure seamless service delivery.

• Foster strong relationships with external stakeholders and regulators including Bangladesh Bank.

• Monitor assigned client portfolio to ensure compliance with loan covenants, maintain asset quality and identify any potential risk early to safeguard the bank’s interest from possible losses.

• Raise early alerts, issue diary notes, and conduct regular client visits to report potential risks on time to the senior team.

• Perform projects and any other duties assigned by the supervisor.