Senior Manager, Underwriting, Wholesale Banking

Job Description

Title: Senior Manager, Underwriting, Wholesale Banking

Company Name: BRAC Bank PLC

Vacancy: --

Location: Anywhere in Bangladesh

Experience:
∎ At least 5 years
∎ The applicants should have experience in the following business area(s):Banks

Published: 4 Feb 2025

Education:
∎ Masters
∎ Post Graduation/Graduation from a UGC-approved university with a satisfactory academic track record

Requirements:

Additional Requirements:
∎ For AVP – SAVP 5 to 10 years and for VP, 10 to 15 years of working experience preferably in Corporate Credit or Corporate Business
∎ Strong analytical and problem-solving skills
∎ Effective communication and interpersonal skills
∎ Good negotiation skills with different stakeholders
∎ Expert in customer centricity, ownership & delivering results, integrity, collaboration and developing others
∎ For AVP – SAVP 5 to 10 years and for VP, 10 to 15 years of working experience preferably in Corporate Credit or Corporate Business
∎ Strong analytical and problem-solving skills
∎ Effective communication and interpersonal skills
∎ Good negotiation skills with different stakeholders
∎ Expert in customer centricity, ownership & delivering results, integrity, collaboration and developing others

Responsibilities & Context:
∎ Analyze and assess credit proposals including the clients, transactions, purpose, client’s requirement, repayment capacity, financial analysis and overall credit structuring of the client as per Banks’ lending guidelines and regulations
∎ Ensure compliance with internal policies and guidelines as well as external regulatory requirements during approval process
∎ Appraise credit proposal for onward submission to Credit Committee and to the appropriate delegated authority including the Board of Directors and Senior Management for necessary approval (/disposal)
∎ Ensure timely submission of proposal as detailed in Service Level Agreement (SLA) for disposal
∎ Monitor the quality of assigned credit portfolio with regular monitoring on repayment behavior, account performance, overdue trend & history, sales/ export routing and classification status to ensure that the portfolio is thoroughly, and conservatively valued and probable losses are adequately provided for
∎ Conduct stress testing, analyze impact and create plan of action for portfolio when there is significant economic or industry sector downturns, adverse market-risk events, or unfavorable liquidity conditions
∎ Visit customers to assess overall operational status
∎ Correspondence with Bangladesh Bank related to credit issues as and when required
∎ Assist line manager in preparation of reports and presentations as may be deemed necessary from time to time.
∎ BRAC Bank, a leading sustainable bank in Bangladesh, is committed to becoming the best bank in the country. It has pioneered SME Banking in Bangladesh and offers a comprehensive range of banking services to individuals and business entities. BRAC Bank stands out as a beacon of financial inclusion with solid financials, top credit ratings, and numerous accolades.
∎ BRAC Bank seeks an ambitious, intelligent, purpose-driven, and enthusiastic individual for the following position in its Risk Management Division:
∎ Senior Manager, Underwriting, Wholesale Banking
∎ Grade: AVP- VP
∎ KEY RESPONSIBILITIES:
∎ Analyze and assess credit proposals including the clients, transactions, purpose, client’s requirement, repayment capacity, financial analysis and overall credit structuring of the client as per Banks’ lending guidelines and regulations
∎ Ensure compliance with internal policies and guidelines as well as external regulatory requirements during approval process
∎ Appraise credit proposal for onward submission to Credit Committee and to the appropriate delegated authority including the Board of Directors and Senior Management for necessary approval (/disposal)
∎ Ensure timely submission of proposal as detailed in Service Level Agreement (SLA) for disposal
∎ Monitor the quality of assigned credit portfolio with regular monitoring on repayment behavior, account performance, overdue trend & history, sales/ export routing and classification status to ensure that the portfolio is thoroughly, and conservatively valued and probable losses are adequately provided for
∎ Conduct stress testing, analyze impact and create plan of action for portfolio when there is significant economic or industry sector downturns, adverse market-risk events, or unfavorable liquidity conditions
∎ Visit customers to assess overall operational status
∎ Correspondence with Bangladesh Bank related to credit issues as and when required
∎ Assist line manager in preparation of reports and presentations as may be deemed necessary from time to time.

Employment Status: Full Time

Job Location: Anywhere in Bangladesh

Read Before Apply:

BRAC Bank is a values-driven organization that prioritizes the protection of all its stakeholders, including coworkers and the community we work in, from harassment, abuse, neglect, exploitation, and discrimination. As an equal opportunity enabler, BRAC Bank encourages applications from any gender-diverse individuals and persons living with a disability. We consider personal persuasion to be a disqualification of candidature.

If you want to take up the challenge, please Apply Online by the below link.

Only short-listed candidates will be communicated for the next stage as per the recruitment process. BRAC Bank reserves the right to accept or reject any application without assigning any reason, whatsoever.

BRAC Bank does not charge any fee at any stage of the recruitment process.



Apply URL::

Apply Procedure:

Company Information:
∎ BRAC Bank PLC
∎ Anik Tower (Level-9), 220/B, Tejgaon Gulshan Link Road, Dhaka-1208
∎ BRAC Bank is one of the top sustainable banks in Bangladesh. Established with a view to financial inclusion, BRAC Bank is the pioneer of SME Banking in Bangladesh, delivering a full array of banking services to individuals and business entities. Its strong financials, along with the best credit rating from the top global and local rating agencies and numerous recognitions, speak of the bank`s aspiration towards becoming the best bank in the country.

Address::
∎ Anik Tower (Level-9), 220/B, Tejgaon Gulshan Link Road, Dhaka-1208
∎ BRAC Bank is one of the top sustainable banks in Bangladesh. Established with a view to financial inclusion, BRAC Bank is the pioneer of SME Banking in Bangladesh, delivering a full array of banking services to individuals and business entities. Its strong financials, along with the best credit rating from the top global and local rating agencies and numerous recognitions, speak of the bank`s aspiration towards becoming the best bank in the country.

Application Deadline: 16 Feb 2025

Category: Bank/Non-Bank Fin. Institution

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