Relationship Manager / Senior Relationship Manager – Islamic Wholesale Banking

Job Description

Title: Relationship Manager / Senior Relationship Manager – Islamic Wholesale Banking

Company Name: Mutual Trust Bank PLC

Vacancy: --

Age: Na

Job Location: Anywhere in Bangladesh

Salary: --

Experience:

• At least 5 years
• The applicants should have experience in the following business area(s): Banks

• Bachelor’s degree in Business Administration / Finance / Accounting / Economics from a UGC-approved university.

• Master’s degree in a relevant discipline will be preferred.

• Professional certification in Islamic Banking (e.g., CSAA, CIPA, Islamic Banking Diploma) will be an added advantage.

• No third division/class or equivalent CGPA is allowed at any stage of the academic career.

• At least 5 years
• The applicants should have experience in the following business area(s): Banks

• Experience in Corporate or Commercial Banking with exposure to Islamic Banking operations.

• Strong understanding of Islamic banking principles and Shariah-compliant financing structures.

• Corporate credit analysis capability and financial statement interpretation skills.

• Knowledge of Bangladesh Bank regulations and Islamic banking guidelines.

• Strong relationship management, negotiation, and communication skills.

• Ability to manage corporate client portfolios and identify business opportunities.

• Strong documentation, presentation, and reporting capability.

• Risk awareness and problem-solving ability.

The role will manage and grow a portfolio of corporate clients under Islamic Banking by providing Shariah-compliant financing solutions, maintaining strong corporate relationships, ensuring portfolio quality, and supporting sustainable business growth in line with regulatory and Shariah requirements.

Job Responsibilities

Relationship Management & Business Development

• Manage and expand relationships with assigned corporate clients under Islamic Banking.

• Identify new business opportunities and promote Islamic funded and non-funded banking products.

• Act as the primary point of contact for corporate clients for Islamic banking services.

• Maintain relationships with senior management and key decision-makers of corporate clients.

• Ensure high service standards and timely resolution of client queries.

Credit & Financing Management

• Conduct financial analysis, industry assessment, and risk evaluation of corporate clients.

• Prepare credit proposals and documentation in line with Islamic banking policies.

• Coordinate with Credit Risk Management, Shariah Secretariat, and Compliance teams.

• Support timely sanction, renewal, and restructuring of facilities where required.

Documentation & Compliance

• Ensure proper execution of Shariah contracts, offer & acceptance documentation, and security documentation.

• Ensure disbursements comply with Shariah principles and regulatory requirements.

• Maintain compliance with Bangladesh Bank regulations and the bank’s Islamic Banking policies.

Portfolio & Risk Management

• Monitor portfolio performance, account utilization, and early warning indicators.

• Ensure timely recovery, profit realization, and adjustment of facilities.

• Follow up on overdue payments and coordinate remedial actions when required.

Non-Funded Business

• Handle Islamic trade and non-funded facilities including LC, Kafalah (Bank Guarantee), and Shipping Guarantee.

• Ensure proper margin, security, and risk mitigation measures for contingent liabilities.

Internal Coordination & Reporting

• Liaise with Operations, Trade Finance, Legal, and Finance teams for smooth execution.

• Maintain accurate MIS, portfolio reporting, and regulatory submissions.

• Participate in internal audits and regulatory inspections.